▼ 0.50% · 3.625%
HK$21,617
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,289
−HK$683/mo
Today · 4.125%
HK$22,972
baseline
▲ 0.50% · 4.625%
HK$24,370
+HK$1,398/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,944/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$317,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,048
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,693
−HK$655/mo
Today · 4.125%
HK$25,348
baseline
▲ 0.50% · 4.625%
HK$26,684
+HK$1,336/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,696/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$317,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,778
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,518
−HK$751/mo
Today · 4.125%
HK$25,269
baseline
▲ 0.50% · 4.625%
HK$26,807
+HK$1,538/mo
Deposit HK$4.27M · loan HK$5.21M · min. income ≈ HK$50,538/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,453
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,163
−HK$719/mo
Today · 4.125%
HK$27,882
baseline
▲ 0.50% · 4.625%
HK$29,352
+HK$1,470/mo
Deposit HK$4.27M · loan HK$5.21M · min. income ≈ HK$55,764/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,940
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,747
−HK$820/mo
Today · 4.125%
HK$27,567
baseline
▲ 0.50% · 4.625%
HK$29,244
+HK$1,677/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$55,134/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,858
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,632
−HK$785/mo
Today · 4.125%
HK$30,417
baseline
▲ 0.50% · 4.625%
HK$32,020
+HK$1,603/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$60,834/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,102
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,976
−HK$888/mo
Today · 4.125%
HK$29,864
baseline
▲ 0.50% · 4.625%
HK$31,681
+HK$1,817/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$59,728/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$317,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,263
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,101
−HK$851/mo
Today · 4.125%
HK$32,952
baseline
▲ 0.50% · 4.625%
HK$34,689
+HK$1,737/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$65,904/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$317,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,263
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,205
−HK$956/mo
Today · 4.125%
HK$32,161
baseline
▲ 0.50% · 4.625%
HK$34,118
+HK$1,957/mo
Deposit HK$2.84M · loan HK$6.64M · min. income ≈ HK$64,322/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,668
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,571
−HK$916/mo
Today · 4.125%
HK$35,487
baseline
▲ 0.50% · 4.625%
HK$37,357
+HK$1,870/mo
Deposit HK$2.84M · loan HK$6.64M · min. income ≈ HK$70,974/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,425
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,434
−HK$1,024/mo
Today · 4.125%
HK$34,458
baseline
▲ 0.50% · 4.625%
HK$36,555
+HK$2,097/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$68,916/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$317,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,073
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,040
−HK$981/mo
Today · 4.125%
HK$38,021
baseline
▲ 0.50% · 4.625%
HK$40,026
+HK$2,005/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$76,042/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$317,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,587
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,663
−HK$1,093/mo
Today · 4.125%
HK$36,756
baseline
▲ 0.50% · 4.625%
HK$38,992
+HK$2,236/mo
Deposit HK$1.90M · loan HK$7.58M · min. income ≈ HK$73,512/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,477
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,509
−HK$1,047/mo
Today · 4.125%
HK$40,556
baseline
▲ 0.50% · 4.625%
HK$42,694
+HK$2,138/mo
Deposit HK$1.90M · loan HK$7.58M · min. income ≈ HK$81,112/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,748
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,891
−HK$1,162/mo
Today · 4.125%
HK$39,053
baseline
▲ 0.50% · 4.625%
HK$41,429
+HK$2,376/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$78,106/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,882
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,979
−HK$1,112/mo
Today · 4.125%
HK$43,091
baseline
▲ 0.50% · 4.625%
HK$45,362
+HK$2,271/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$86,182/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,910
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,120
−HK$1,230/mo
Today · 4.125%
HK$41,350
baseline
▲ 0.50% · 4.625%
HK$43,866
+HK$2,516/mo
Deposit HK$948K · loan HK$8.53M · min. income ≈ HK$82,700/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$317,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,287
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,448
−HK$1,178/mo
Today · 4.125%
HK$45,626
baseline
▲ 0.50% · 4.625%
HK$48,031
+HK$2,405/mo
Deposit HK$948K · loan HK$8.53M · min. income ≈ HK$91,252/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$317,994 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).