▼ 0.50% · 3.625%
HK$19,539
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,147
−HK$618/mo
Today · 4.125%
HK$20,765
baseline
▲ 0.50% · 4.625%
HK$22,028
+HK$1,263/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,530/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,737
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,320
−HK$592/mo
Today · 4.125%
HK$22,912
baseline
▲ 0.50% · 4.625%
HK$24,120
+HK$1,208/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,824/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,493
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,162
−HK$679/mo
Today · 4.125%
HK$22,841
baseline
▲ 0.50% · 4.625%
HK$24,231
+HK$1,390/mo
Deposit HK$3.86M · loan HK$4.71M · min. income ≈ HK$45,682/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,911
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,553
−HK$650/mo
Today · 4.125%
HK$25,203
baseline
▲ 0.50% · 4.625%
HK$26,532
+HK$1,329/mo
Deposit HK$3.86M · loan HK$4.71M · min. income ≈ HK$50,406/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,447
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,177
−HK$741/mo
Today · 4.125%
HK$24,918
baseline
▲ 0.50% · 4.625%
HK$26,434
+HK$1,516/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,836/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$257,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,085
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,785
−HK$709/mo
Today · 4.125%
HK$27,494
baseline
▲ 0.50% · 4.625%
HK$28,944
+HK$1,450/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$54,988/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$257,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,401
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,191
−HK$803/mo
Today · 4.125%
HK$26,994
baseline
▲ 0.50% · 4.625%
HK$28,637
+HK$1,643/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$53,988/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,259
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$29,017
−HK$768/mo
Today · 4.125%
HK$29,785
baseline
▲ 0.50% · 4.625%
HK$31,356
+HK$1,571/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,570/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,355
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,206
−HK$865/mo
Today · 4.125%
HK$29,071
baseline
▲ 0.50% · 4.625%
HK$30,840
+HK$1,769/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,142/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,432
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,249
−HK$828/mo
Today · 4.125%
HK$32,077
baseline
▲ 0.50% · 4.625%
HK$33,767
+HK$1,690/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,154/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,309
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,221
−HK$926/mo
Today · 4.125%
HK$31,147
baseline
▲ 0.50% · 4.625%
HK$33,042
+HK$1,895/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$62,294/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,606
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,481
−HK$887/mo
Today · 4.125%
HK$34,368
baseline
▲ 0.50% · 4.625%
HK$36,179
+HK$1,811/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$68,736/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,263
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,236
−HK$988/mo
Today · 4.125%
HK$33,224
baseline
▲ 0.50% · 4.625%
HK$35,245
+HK$2,021/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$66,448/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,780
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,713
−HK$946/mo
Today · 4.125%
HK$36,659
baseline
▲ 0.50% · 4.625%
HK$38,591
+HK$1,932/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$73,318/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,217
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,250
−HK$1,050/mo
Today · 4.125%
HK$35,300
baseline
▲ 0.50% · 4.625%
HK$37,448
+HK$2,148/mo
Deposit HK$1.29M · loan HK$7.28M · min. income ≈ HK$70,600/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,954
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,945
−HK$1,005/mo
Today · 4.125%
HK$38,950
baseline
▲ 0.50% · 4.625%
HK$41,003
+HK$2,053/mo
Deposit HK$1.29M · loan HK$7.28M · min. income ≈ HK$77,900/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,171
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,265
−HK$1,112/mo
Today · 4.125%
HK$37,377
baseline
▲ 0.50% · 4.625%
HK$39,651
+HK$2,274/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$74,754/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,127
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,177
−HK$1,064/mo
Today · 4.125%
HK$41,241
baseline
▲ 0.50% · 4.625%
HK$43,415
+HK$2,174/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$82,482/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,070 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).