▼ 0.50% · 3.625%
HK$20,962
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,614
−HK$662/mo
Today · 4.125%
HK$22,276
baseline
▲ 0.50% · 4.625%
HK$23,632
+HK$1,356/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,552/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$289,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,320
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,945
−HK$635/mo
Today · 4.125%
HK$24,580
baseline
▲ 0.50% · 4.625%
HK$25,875
+HK$1,295/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,160/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$289,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,058
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,775
−HK$729/mo
Today · 4.125%
HK$24,504
baseline
▲ 0.50% · 4.625%
HK$25,995
+HK$1,491/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,008/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$289,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,652
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,340
−HK$697/mo
Today · 4.125%
HK$27,037
baseline
▲ 0.50% · 4.625%
HK$28,463
+HK$1,426/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,074/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$289,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,154
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,936
−HK$795/mo
Today · 4.125%
HK$26,731
baseline
▲ 0.50% · 4.625%
HK$28,358
+HK$1,627/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,462/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,984
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,734
−HK$761/mo
Today · 4.125%
HK$29,495
baseline
▲ 0.50% · 4.625%
HK$31,050
+HK$1,555/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$58,990/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,250
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,098
−HK$861/mo
Today · 4.125%
HK$28,959
baseline
▲ 0.50% · 4.625%
HK$30,721
+HK$1,762/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$57,918/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,316
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,129
−HK$824/mo
Today · 4.125%
HK$31,953
baseline
▲ 0.50% · 4.625%
HK$33,638
+HK$1,685/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$63,906/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,346
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,259
−HK$928/mo
Today · 4.125%
HK$31,187
baseline
▲ 0.50% · 4.625%
HK$33,084
+HK$1,897/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$62,374/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,647
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,523
−HK$888/mo
Today · 4.125%
HK$34,411
baseline
▲ 0.50% · 4.625%
HK$36,225
+HK$1,814/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$68,822/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,442
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,421
−HK$993/mo
Today · 4.125%
HK$33,414
baseline
▲ 0.50% · 4.625%
HK$35,447
+HK$2,033/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,828/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,979
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,918
−HK$951/mo
Today · 4.125%
HK$36,869
baseline
▲ 0.50% · 4.625%
HK$38,813
+HK$1,944/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,738/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,539
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,582
−HK$1,060/mo
Today · 4.125%
HK$35,642
baseline
▲ 0.50% · 4.625%
HK$37,811
+HK$2,169/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,284/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,311
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,312
−HK$1,015/mo
Today · 4.125%
HK$39,327
baseline
▲ 0.50% · 4.625%
HK$41,400
+HK$2,073/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,654/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,635
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,743
−HK$1,126/mo
Today · 4.125%
HK$37,869
baseline
▲ 0.50% · 4.625%
HK$40,174
+HK$2,305/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$75,738/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,643
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,707
−HK$1,078/mo
Today · 4.125%
HK$41,785
baseline
▲ 0.50% · 4.625%
HK$43,988
+HK$2,203/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$83,570/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,731
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,905
−HK$1,192/mo
Today · 4.125%
HK$40,097
baseline
▲ 0.50% · 4.625%
HK$42,537
+HK$2,440/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$80,194/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,975
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,101
−HK$1,142/mo
Today · 4.125%
HK$44,243
baseline
▲ 0.50% · 4.625%
HK$46,575
+HK$2,332/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$88,486/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,268 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).