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Crescira AVM · estimated value Medium confidence
HK$2.84M
≈ HK$7,487 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$284K, with repayments around HK$12,377/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$11,646
−HK$731/mo
▼ 0.25% · 3.875%
HK$12,009
−HK$368/mo
Today · 4.125%
HK$12,377
baseline
▲ 0.50% · 4.625%
HK$13,130
+HK$753/mo

Deposit HK$284K · loan HK$2.55M · min. income ≈ HK$24,754/mo (50% DSR)

Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Fanling Station
≈ 33 min walk · 2,586 m
Education
5
schools within 1 km (3 within 500 m)
Daily convenience
5
within 1 km (5 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
7
parks, libraries, sports within 1 km

Family-friendly — 5 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Green space & leisure — 7 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
14/F
Flat
14
Saleable Area
379 Saleable ft²
District
North District · New Territories East
School net (POA)
81

Transaction History

Date Price Gain / loss
2025-12-04 HK$2.55M
Data sourced from Renavon.com