▼ 0.50% · 3.625%
HK$4,356
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,492
−HK$137/mo
Today · 4.125%
HK$4,629
baseline
▲ 0.50% · 4.625%
HK$4,911
+HK$282/mo
Deposit HK$955K · loan HK$955K · min. income ≈ HK$9,258/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,846
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,976
−HK$132/mo
Today · 4.125%
HK$5,108
baseline
▲ 0.50% · 4.625%
HK$5,377
+HK$269/mo
Deposit HK$955K · loan HK$955K · min. income ≈ HK$10,216/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,792
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,941
−HK$151/mo
Today · 4.125%
HK$5,092
baseline
▲ 0.50% · 4.625%
HK$5,402
+HK$310/mo
Deposit HK$860K · loan HK$1.05M · min. income ≈ HK$10,184/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,331
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,474
−HK$145/mo
Today · 4.125%
HK$5,619
baseline
▲ 0.50% · 4.625%
HK$5,915
+HK$296/mo
Deposit HK$860K · loan HK$1.05M · min. income ≈ HK$11,238/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,228
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,390
−HK$165/mo
Today · 4.125%
HK$5,555
baseline
▲ 0.50% · 4.625%
HK$5,893
+HK$338/mo
Deposit HK$764K · loan HK$1.15M · min. income ≈ HK$11,110/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,816
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,972
−HK$158/mo
Today · 4.125%
HK$6,130
baseline
▲ 0.50% · 4.625%
HK$6,453
+HK$323/mo
Deposit HK$764K · loan HK$1.15M · min. income ≈ HK$12,260/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,663
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,839
−HK$179/mo
Today · 4.125%
HK$6,018
baseline
▲ 0.50% · 4.625%
HK$6,384
+HK$366/mo
Deposit HK$669K · loan HK$1.24M · min. income ≈ HK$12,036/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,300
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,469
−HK$172/mo
Today · 4.125%
HK$6,641
baseline
▲ 0.50% · 4.625%
HK$6,991
+HK$350/mo
Deposit HK$669K · loan HK$1.24M · min. income ≈ HK$13,282/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,099
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,289
−HK$192/mo
Today · 4.125%
HK$6,481
baseline
▲ 0.50% · 4.625%
HK$6,876
+HK$395/mo
Deposit HK$573K · loan HK$1.34M · min. income ≈ HK$12,962/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,785
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,967
−HK$184/mo
Today · 4.125%
HK$7,151
baseline
▲ 0.50% · 4.625%
HK$7,528
+HK$377/mo
Deposit HK$573K · loan HK$1.34M · min. income ≈ HK$14,302/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,534
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,738
−HK$206/mo
Today · 4.125%
HK$6,944
baseline
▲ 0.50% · 4.625%
HK$7,367
+HK$423/mo
Deposit HK$478K · loan HK$1.43M · min. income ≈ HK$13,888/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,269
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,464
−HK$198/mo
Today · 4.125%
HK$7,662
baseline
▲ 0.50% · 4.625%
HK$8,066
+HK$404/mo
Deposit HK$478K · loan HK$1.43M · min. income ≈ HK$15,324/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,970
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,187
−HK$220/mo
Today · 4.125%
HK$7,407
baseline
▲ 0.50% · 4.625%
HK$7,858
+HK$451/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$14,814/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,754
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,962
−HK$211/mo
Today · 4.125%
HK$8,173
baseline
▲ 0.50% · 4.625%
HK$8,604
+HK$431/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$16,346/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,406
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,636
−HK$234/mo
Today · 4.125%
HK$7,870
baseline
▲ 0.50% · 4.625%
HK$8,349
+HK$479/mo
Deposit HK$287K · loan HK$1.62M · min. income ≈ HK$15,740/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,239
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,460
−HK$224/mo
Today · 4.125%
HK$8,684
baseline
▲ 0.50% · 4.625%
HK$9,142
+HK$458/mo
Deposit HK$287K · loan HK$1.62M · min. income ≈ HK$17,368/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,841
−HK$492/mo
▼ 0.25% · 3.875%
HK$8,085
−HK$248/mo
Today · 4.125%
HK$8,333
baseline
▲ 0.50% · 4.625%
HK$8,840
+HK$507/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,666/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,723
−HK$472/mo
▼ 0.25% · 3.875%
HK$8,957
−HK$238/mo
Today · 4.125%
HK$9,195
baseline
▲ 0.50% · 4.625%
HK$9,679
+HK$484/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,390/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).