▼ 0.50% · 3.625%
HK$4,379
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,516
−HK$138/mo
Today · 4.125%
HK$4,654
baseline
▲ 0.50% · 4.625%
HK$4,937
+HK$283/mo
Deposit HK$960K · loan HK$960K · min. income ≈ HK$9,308/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,872
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,003
−HK$132/mo
Today · 4.125%
HK$5,135
baseline
▲ 0.50% · 4.625%
HK$5,406
+HK$271/mo
Deposit HK$960K · loan HK$960K · min. income ≈ HK$10,270/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,817
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,967
−HK$152/mo
Today · 4.125%
HK$5,119
baseline
▲ 0.50% · 4.625%
HK$5,431
+HK$312/mo
Deposit HK$864K · loan HK$1.06M · min. income ≈ HK$10,238/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,359
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,503
−HK$146/mo
Today · 4.125%
HK$5,649
baseline
▲ 0.50% · 4.625%
HK$5,947
+HK$298/mo
Deposit HK$864K · loan HK$1.06M · min. income ≈ HK$11,298/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,255
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,419
−HK$166/mo
Today · 4.125%
HK$5,585
baseline
▲ 0.50% · 4.625%
HK$5,925
+HK$340/mo
Deposit HK$768K · loan HK$1.15M · min. income ≈ HK$11,170/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,847
−HK$315/mo
▼ 0.25% · 3.875%
HK$6,003
−HK$159/mo
Today · 4.125%
HK$6,162
baseline
▲ 0.50% · 4.625%
HK$6,487
+HK$325/mo
Deposit HK$768K · loan HK$1.15M · min. income ≈ HK$12,324/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,693
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,870
−HK$180/mo
Today · 4.125%
HK$6,050
baseline
▲ 0.50% · 4.625%
HK$6,418
+HK$368/mo
Deposit HK$672K · loan HK$1.25M · min. income ≈ HK$12,100/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,334
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,504
−HK$172/mo
Today · 4.125%
HK$6,676
baseline
▲ 0.50% · 4.625%
HK$7,028
+HK$352/mo
Deposit HK$672K · loan HK$1.25M · min. income ≈ HK$13,352/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,131
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,322
−HK$194/mo
Today · 4.125%
HK$6,516
baseline
▲ 0.50% · 4.625%
HK$6,912
+HK$396/mo
Deposit HK$576K · loan HK$1.34M · min. income ≈ HK$13,032/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,821
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,004
−HK$185/mo
Today · 4.125%
HK$7,189
baseline
▲ 0.50% · 4.625%
HK$7,568
+HK$379/mo
Deposit HK$576K · loan HK$1.34M · min. income ≈ HK$14,378/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,569
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,774
−HK$207/mo
Today · 4.125%
HK$6,981
baseline
▲ 0.50% · 4.625%
HK$7,406
+HK$425/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$13,962/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,308
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,504
−HK$199/mo
Today · 4.125%
HK$7,703
baseline
▲ 0.50% · 4.625%
HK$8,109
+HK$406/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$15,406/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,007
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,225
−HK$222/mo
Today · 4.125%
HK$7,447
baseline
▲ 0.50% · 4.625%
HK$7,900
+HK$453/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$14,894/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,795
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,004
−HK$213/mo
Today · 4.125%
HK$8,217
baseline
▲ 0.50% · 4.625%
HK$8,650
+HK$433/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$16,434/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,445
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,677
−HK$235/mo
Today · 4.125%
HK$7,912
baseline
▲ 0.50% · 4.625%
HK$8,393
+HK$481/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$15,824/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,283
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,505
−HK$225/mo
Today · 4.125%
HK$8,730
baseline
▲ 0.50% · 4.625%
HK$9,190
+HK$460/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$17,460/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,883
−HK$494/mo
▼ 0.25% · 3.875%
HK$8,128
−HK$249/mo
Today · 4.125%
HK$8,377
baseline
▲ 0.50% · 4.625%
HK$8,887
+HK$510/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,754/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,770
−HK$474/mo
▼ 0.25% · 3.875%
HK$9,005
−HK$239/mo
Today · 4.125%
HK$9,244
baseline
▲ 0.50% · 4.625%
HK$9,731
+HK$487/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,488/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).