37/F D
in The Metro City Phase 1 METRO CITY PHASE 1 TOWER 5
Tseung Kwan O (Sai Kung District) · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$794K, with repayments around HK$34,630/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$794K · loan HK$7.15M · min. income ≈ HK$69,260/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,181 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 37/F
- Flat
- D
- Saleable Area
- 526 Saleable ft²
- Gross Area
- 698 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-29 | HK$8.25M | +0.6% 3.2y · 0.0%/yr |
| 2017-10-10 | HK$8.20M | +60.8% 4.6y · 13.0%/yr |
| 2013-02-06 | HK$5.10M | +65.6% |
| 2009-10-08 | HK$3.08M | +14.9% |
| 2009-06-08 | HK$2.68M | +22.4% |
| 2006-11-09 | HK$2.19M | −43.1% |
| 1997-01-03 | HK$3.85M | — |