31/F C
in The Metro City Phase 1 METRO CITY PHASE 1 TOWER 5
Tseung Kwan O (Sai Kung District) · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$600K, with repayments around HK$26,153/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$600K · loan HK$5.40M · min. income ≈ HK$52,306/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$134,906 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- C
- Saleable Area
- 364 Saleable ft²
- Gross Area
- 487 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-17 | HK$6.78M | +15.9% 3.1y · 5.0%/yr |
| 2017-06-27 | HK$5.85M | +48.1% 3.2y · 15.0%/yr |
| 2014-04-02 | HK$3.95M | +26.2% |
| 1998-01-06 | HK$3.13M | +33.8% |
| 1996-09-20 | HK$2.34M | — |