9/F H
in The Metro City Phase 1 METRO CITY PHASE 1 TOWER 5
Tseung Kwan O (Sai Kung District) · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$937K, with repayments around HK$40,869/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$81,738/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,969 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- H
- Saleable Area
- 698 Saleable ft²
- Gross Area
- 906 ft²
- Efficiency
- 77%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-22 | HK$7.84M | +10.1% 8.2y · 1.0%/yr |
| 2016-06-07 | HK$7.12M | +43.5% 5.5y · 8.0%/yr |
| 2010-11-29 | HK$4.96M | +36.6% |
| 2009-07-03 | HK$3.63M | +10.3% |
| 2007-11-27 | HK$3.29M | +2.8% |
| 2005-08-17 | HK$3.20M | +23.1% |
| 2002-09-14 | HK$2.60M | −38.5% |
| 1996-07-19 | HK$4.23M | — |