2/F G
in The Metro City Phase 1 METRO CITY PHASE 1 TOWER 3
Tseung Kwan O (Sai Kung District) · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$560K, with repayments around HK$24,424/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$48,848/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$125,987 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- G
- Saleable Area
- 364 Saleable ft²
- Gross Area
- 511 ft²
- Efficiency
- 71%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-06-21 | HK$6.45M | +50.3% 3.1y · 16.0%/yr |
| 2016-05-09 | HK$4.29M | +191.8% 9.8y · 20.0%/yr |
| 2006-07-15 | HK$1.47M | +6.5% |
| 2000-10-26 | HK$1.38M | −57.3% |
| 1997-11-01 | HK$3.23M | +38.6% |
| 1996-07-19 | HK$2.33M | — |