2/F D
in The Metro City Phase 1 METRO CITY PHASE 1 TOWER 3
Tseung Kwan O (Sai Kung District) · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$608K, with repayments around HK$26,519/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$53,038/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$142,975 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- D
- Saleable Area
- 420 Saleable ft²
- Gross Area
- 584 ft²
- Efficiency
- 72%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-09 | HK$5.65M | −19.3% 5.3y · −4.0%/yr |
| 2020-10-28 | HK$7.00M | +33.6% 5.1y · 7.0%/yr |
| 2015-09-18 | HK$5.24M | +211.9% |
| 2007-07-30 | HK$1.68M | +43.6% |
| 2003-10-11 | HK$1.17M | −46.3% |
| 1999-03-10 | HK$2.18M | −45.9% |
| 1997-11-22 | HK$4.03M | +58.7% |
| 1996-07-19 | HK$2.54M | — |