10/F F
in The Metro City Phase 1 METRO CITY PHASE 1 TOWER 3
Tseung Kwan O (Sai Kung District) · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$572K, with repayments around HK$24,945/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$572K · loan HK$5.15M · min. income ≈ HK$49,890/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$128,678 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- F
- Saleable Area
- 364 Saleable ft²
- Gross Area
- 511 ft²
- Efficiency
- 71%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-11-29 | HK$5.85M | +13.8% 2.2y · 6.0%/yr |
| 2015-09-04 | HK$5.14M | +122.5% |
| 2010-07-20 | HK$2.31M | +15.5% |
| 2009-07-21 | HK$2.00M | +32.5% |
| 2006-01-20 | HK$1.51M | −41.0% |
| 1996-07-18 | HK$2.56M | — |