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At today's rate and a 90% mortgage, the deposit on this unit is about HK$557K, with repayments around HK$24,313/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$557K · loan HK$5.02M · min. income ≈ HK$48,626/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$125,415 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 22 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- C
- Saleable Area
- 411 Saleable ft²
- Gross Area
- 559 ft²
- Efficiency
- 74%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-11-22 | HK$7.07M | +20.6% 3.6y · 6.0%/yr |
| 2018-04-06 | HK$5.86M | +210.1% 8.8y · 24.0%/yr |
| 2009-06-29 | HK$1.89M | +29.5% |
| 2007-04-11 | HK$1.46M | −39.9% |
| 1998-06-12 | HK$2.43M | +5.7% |
| 1996-05-28 | HK$2.30M | — |