Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$530K, with repayments around HK$23,119/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$530K · loan HK$4.77M · min. income ≈ HK$46,238/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$119,256 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 22 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- A
- Saleable Area
- 413 Saleable ft²
- Gross Area
- 568 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-11-26 | HK$6.49M | +47.6% 3.4y · 14.0%/yr |
| 2016-08-03 | HK$4.40M | +84.8% 5.5y · 16.0%/yr |
| 2011-01-14 | HK$2.38M | +110.6% |
| 2004-04-07 | HK$1.13M | −63.9% |
| 1997-08-01 | HK$3.13M | +36.7% |
| 1996-08-19 | HK$2.29M | — |