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At today's rate and a 90% mortgage, the deposit on this unit is about HK$554K, with repayments around HK$24,150/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$554K · loan HK$4.98M · min. income ≈ HK$48,300/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$124,575 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 22 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- H
- Saleable Area
- 413 Saleable ft²
- Gross Area
- 568 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-25 | HK$5.02M | +13.4% 9.2y · 1.0%/yr |
| 2016-09-21 | HK$4.43M | +66.5% 5.6y · 12.0%/yr |
| 2011-03-03 | HK$2.66M | +34.3% |
| 2009-12-08 | HK$1.98M | +41.4% |
| 2005-11-16 | HK$1.40M | +2.9% |
| 2005-02-26 | HK$1.36M | — |