▼ 0.50% · 3.625%
HK$13,704
−HK$860/mo
▼ 0.25% · 3.875%
HK$14,131
−HK$433/mo
Today · 4.125%
HK$14,564
baseline
▲ 0.50% · 4.625%
HK$15,450
+HK$886/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$29,128/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$135,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,246
−HK$824/mo
▼ 0.25% · 3.875%
HK$15,655
−HK$415/mo
Today · 4.125%
HK$16,070
baseline
▲ 0.50% · 4.625%
HK$16,917
+HK$847/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$32,140/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$135,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,075
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,544
−HK$476/mo
Today · 4.125%
HK$16,020
baseline
▲ 0.50% · 4.625%
HK$16,995
+HK$975/mo
Deposit HK$2.70M · loan HK$3.31M · min. income ≈ HK$32,040/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$135,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,770
−HK$907/mo
▼ 0.25% · 3.875%
HK$17,220
−HK$457/mo
Today · 4.125%
HK$17,677
baseline
▲ 0.50% · 4.625%
HK$18,608
+HK$931/mo
Deposit HK$2.70M · loan HK$3.31M · min. income ≈ HK$35,354/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$135,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,445
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,957
−HK$519/mo
Today · 4.125%
HK$17,476
baseline
▲ 0.50% · 4.625%
HK$18,540
+HK$1,064/mo
Deposit HK$2.40M · loan HK$3.61M · min. income ≈ HK$34,952/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$135,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,295
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,786
−HK$497/mo
Today · 4.125%
HK$19,283
baseline
▲ 0.50% · 4.625%
HK$20,300
+HK$1,017/mo
Deposit HK$2.40M · loan HK$3.61M · min. income ≈ HK$38,566/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$135,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,816
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,370
−HK$563/mo
Today · 4.125%
HK$18,933
baseline
▲ 0.50% · 4.625%
HK$20,085
+HK$1,152/mo
Deposit HK$2.10M · loan HK$3.91M · min. income ≈ HK$37,866/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$135,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,820
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,351
−HK$539/mo
Today · 4.125%
HK$20,890
baseline
▲ 0.50% · 4.625%
HK$21,992
+HK$1,102/mo
Deposit HK$2.10M · loan HK$3.91M · min. income ≈ HK$41,780/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$135,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,186
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,783
−HK$606/mo
Today · 4.125%
HK$20,389
baseline
▲ 0.50% · 4.625%
HK$21,630
+HK$1,241/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$40,778/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$135,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,344
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,917
−HK$580/mo
Today · 4.125%
HK$22,497
baseline
▲ 0.50% · 4.625%
HK$23,683
+HK$1,186/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$44,994/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$135,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,556
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,196
−HK$649/mo
Today · 4.125%
HK$21,845
baseline
▲ 0.50% · 4.625%
HK$23,175
+HK$1,330/mo
Deposit HK$1.50M · loan HK$4.51M · min. income ≈ HK$43,690/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$135,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,869
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,482
−HK$622/mo
Today · 4.125%
HK$24,104
baseline
▲ 0.50% · 4.625%
HK$25,375
+HK$1,271/mo
Deposit HK$1.50M · loan HK$4.51M · min. income ≈ HK$48,208/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$135,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,927
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,609
−HK$693/mo
Today · 4.125%
HK$23,302
baseline
▲ 0.50% · 4.625%
HK$24,720
+HK$1,418/mo
Deposit HK$1.20M · loan HK$4.81M · min. income ≈ HK$46,604/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$135,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,393
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,048
−HK$663/mo
Today · 4.125%
HK$25,711
baseline
▲ 0.50% · 4.625%
HK$27,067
+HK$1,356/mo
Deposit HK$1.20M · loan HK$4.81M · min. income ≈ HK$51,422/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$135,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,297
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,022
−HK$736/mo
Today · 4.125%
HK$24,758
baseline
▲ 0.50% · 4.625%
HK$26,265
+HK$1,507/mo
Deposit HK$901K · loan HK$5.11M · min. income ≈ HK$49,516/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$135,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,918
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,613
−HK$705/mo
Today · 4.125%
HK$27,318
baseline
▲ 0.50% · 4.625%
HK$28,758
+HK$1,440/mo
Deposit HK$901K · loan HK$5.11M · min. income ≈ HK$54,636/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$135,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,668
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,435
−HK$780/mo
Today · 4.125%
HK$26,215
baseline
▲ 0.50% · 4.625%
HK$27,810
+HK$1,595/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$52,430/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$135,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,443
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,179
−HK$746/mo
Today · 4.125%
HK$28,925
baseline
▲ 0.50% · 4.625%
HK$30,450
+HK$1,525/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$57,850/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$135,998 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).