▼ 0.50% · 3.625%
HK$13,679
−HK$857/mo
▼ 0.25% · 3.875%
HK$14,104
−HK$432/mo
Today · 4.125%
HK$14,536
baseline
▲ 0.50% · 4.625%
HK$15,421
+HK$885/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$29,072/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,217
−HK$822/mo
▼ 0.25% · 3.875%
HK$15,625
−HK$414/mo
Today · 4.125%
HK$16,039
baseline
▲ 0.50% · 4.625%
HK$16,885
+HK$846/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$32,078/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,046
−HK$944/mo
▼ 0.25% · 3.875%
HK$15,514
−HK$476/mo
Today · 4.125%
HK$15,990
baseline
▲ 0.50% · 4.625%
HK$16,963
+HK$973/mo
Deposit HK$2.70M · loan HK$3.30M · min. income ≈ HK$31,980/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$134,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,739
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,188
−HK$455/mo
Today · 4.125%
HK$17,643
baseline
▲ 0.50% · 4.625%
HK$18,573
+HK$930/mo
Deposit HK$2.70M · loan HK$3.30M · min. income ≈ HK$35,286/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$134,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,414
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$16,925
−HK$519/mo
Today · 4.125%
HK$17,444
baseline
▲ 0.50% · 4.625%
HK$18,505
+HK$1,061/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$34,888/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,261
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,751
−HK$496/mo
Today · 4.125%
HK$19,247
baseline
▲ 0.50% · 4.625%
HK$20,262
+HK$1,015/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$38,494/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,782
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,335
−HK$562/mo
Today · 4.125%
HK$18,897
baseline
▲ 0.50% · 4.625%
HK$20,047
+HK$1,150/mo
Deposit HK$2.10M · loan HK$3.90M · min. income ≈ HK$37,794/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$134,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,782
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,313
−HK$538/mo
Today · 4.125%
HK$20,851
baseline
▲ 0.50% · 4.625%
HK$21,950
+HK$1,099/mo
Deposit HK$2.10M · loan HK$3.90M · min. income ≈ HK$41,702/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$134,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,150
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,746
−HK$605/mo
Today · 4.125%
HK$20,351
baseline
▲ 0.50% · 4.625%
HK$21,589
+HK$1,238/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$40,702/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,304
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,876
−HK$579/mo
Today · 4.125%
HK$22,455
baseline
▲ 0.50% · 4.625%
HK$23,639
+HK$1,184/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$44,910/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,518
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,156
−HK$649/mo
Today · 4.125%
HK$21,805
baseline
▲ 0.50% · 4.625%
HK$23,131
+HK$1,326/mo
Deposit HK$1.50M · loan HK$4.50M · min. income ≈ HK$43,610/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$134,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,826
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,438
−HK$621/mo
Today · 4.125%
HK$24,059
baseline
▲ 0.50% · 4.625%
HK$25,327
+HK$1,268/mo
Deposit HK$1.50M · loan HK$4.50M · min. income ≈ HK$48,118/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$134,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,886
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,567
−HK$691/mo
Today · 4.125%
HK$23,258
baseline
▲ 0.50% · 4.625%
HK$24,673
+HK$1,415/mo
Deposit HK$1.20M · loan HK$4.80M · min. income ≈ HK$46,516/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$134,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,348
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$25,001
−HK$662/mo
Today · 4.125%
HK$25,663
baseline
▲ 0.50% · 4.625%
HK$27,016
+HK$1,353/mo
Deposit HK$1.20M · loan HK$4.80M · min. income ≈ HK$51,326/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$134,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,254
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,977
−HK$735/mo
Today · 4.125%
HK$24,712
baseline
▲ 0.50% · 4.625%
HK$26,215
+HK$1,503/mo
Deposit HK$900K · loan HK$5.10M · min. income ≈ HK$49,424/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$134,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,869
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,563
−HK$704/mo
Today · 4.125%
HK$27,267
baseline
▲ 0.50% · 4.625%
HK$28,704
+HK$1,437/mo
Deposit HK$900K · loan HK$5.10M · min. income ≈ HK$54,534/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$134,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,621
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,387
−HK$778/mo
Today · 4.125%
HK$26,165
baseline
▲ 0.50% · 4.625%
HK$27,758
+HK$1,593/mo
Deposit HK$600K · loan HK$5.40M · min. income ≈ HK$52,330/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$134,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,391
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,126
−HK$745/mo
Today · 4.125%
HK$28,871
baseline
▲ 0.50% · 4.625%
HK$30,393
+HK$1,522/mo
Deposit HK$600K · loan HK$5.40M · min. income ≈ HK$57,742/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$134,971 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).