▼ 0.50% · 3.625%
HK$13,803
−HK$866/mo
▼ 0.25% · 3.875%
HK$14,232
−HK$437/mo
Today · 4.125%
HK$14,669
baseline
▲ 0.50% · 4.625%
HK$15,561
+HK$892/mo
Deposit HK$3.03M · loan HK$3.03M · min. income ≈ HK$29,338/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$140,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,356
−HK$829/mo
▼ 0.25% · 3.875%
HK$15,768
−HK$417/mo
Today · 4.125%
HK$16,185
baseline
▲ 0.50% · 4.625%
HK$17,038
+HK$853/mo
Deposit HK$3.03M · loan HK$3.03M · min. income ≈ HK$32,370/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$140,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,183
−HK$952/mo
▼ 0.25% · 3.875%
HK$15,656
−HK$479/mo
Today · 4.125%
HK$16,135
baseline
▲ 0.50% · 4.625%
HK$17,117
+HK$982/mo
Deposit HK$2.72M · loan HK$3.33M · min. income ≈ HK$32,270/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$140,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,891
−HK$913/mo
▼ 0.25% · 3.875%
HK$17,344
−HK$460/mo
Today · 4.125%
HK$17,804
baseline
▲ 0.50% · 4.625%
HK$18,742
+HK$938/mo
Deposit HK$2.72M · loan HK$3.33M · min. income ≈ HK$35,608/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$140,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,564
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,079
−HK$523/mo
Today · 4.125%
HK$17,602
baseline
▲ 0.50% · 4.625%
HK$18,673
+HK$1,071/mo
Deposit HK$2.42M · loan HK$3.63M · min. income ≈ HK$35,204/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$140,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,427
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,921
−HK$501/mo
Today · 4.125%
HK$19,422
baseline
▲ 0.50% · 4.625%
HK$20,446
+HK$1,024/mo
Deposit HK$2.42M · loan HK$3.63M · min. income ≈ HK$38,844/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$140,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,944
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$18,502
−HK$567/mo
Today · 4.125%
HK$19,069
baseline
▲ 0.50% · 4.625%
HK$20,229
+HK$1,160/mo
Deposit HK$2.12M · loan HK$3.93M · min. income ≈ HK$38,138/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$140,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,962
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$20,498
−HK$543/mo
Today · 4.125%
HK$21,041
baseline
▲ 0.50% · 4.625%
HK$22,150
+HK$1,109/mo
Deposit HK$2.12M · loan HK$3.93M · min. income ≈ HK$42,082/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$140,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,324
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,925
−HK$611/mo
Today · 4.125%
HK$20,536
baseline
▲ 0.50% · 4.625%
HK$21,786
+HK$1,250/mo
Deposit HK$1.82M · loan HK$4.24M · min. income ≈ HK$41,072/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$140,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,498
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,075
−HK$584/mo
Today · 4.125%
HK$22,659
baseline
▲ 0.50% · 4.625%
HK$23,854
+HK$1,195/mo
Deposit HK$1.82M · loan HK$4.24M · min. income ≈ HK$45,318/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$140,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,704
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,348
−HK$655/mo
Today · 4.125%
HK$22,003
baseline
▲ 0.50% · 4.625%
HK$23,342
+HK$1,339/mo
Deposit HK$1.51M · loan HK$4.54M · min. income ≈ HK$44,006/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$140,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,034
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,651
−HK$627/mo
Today · 4.125%
HK$24,278
baseline
▲ 0.50% · 4.625%
HK$25,558
+HK$1,280/mo
Deposit HK$1.51M · loan HK$4.54M · min. income ≈ HK$48,556/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$140,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,085
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,772
−HK$698/mo
Today · 4.125%
HK$23,470
baseline
▲ 0.50% · 4.625%
HK$24,898
+HK$1,428/mo
Deposit HK$1.21M · loan HK$4.84M · min. income ≈ HK$46,940/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$140,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,569
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,228
−HK$668/mo
Today · 4.125%
HK$25,896
baseline
▲ 0.50% · 4.625%
HK$27,262
+HK$1,366/mo
Deposit HK$1.21M · loan HK$4.84M · min. income ≈ HK$51,792/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$140,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,465
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,195
−HK$742/mo
Today · 4.125%
HK$24,937
baseline
▲ 0.50% · 4.625%
HK$26,454
+HK$1,517/mo
Deposit HK$908K · loan HK$5.15M · min. income ≈ HK$49,874/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$140,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,105
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,805
−HK$710/mo
Today · 4.125%
HK$27,515
baseline
▲ 0.50% · 4.625%
HK$28,965
+HK$1,450/mo
Deposit HK$908K · loan HK$5.15M · min. income ≈ HK$55,030/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$140,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,845
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,618
−HK$785/mo
Today · 4.125%
HK$26,403
baseline
▲ 0.50% · 4.625%
HK$28,010
+HK$1,607/mo
Deposit HK$605K · loan HK$5.45M · min. income ≈ HK$52,806/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$140,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,640
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,382
−HK$752/mo
Today · 4.125%
HK$29,134
baseline
▲ 0.50% · 4.625%
HK$30,669
+HK$1,535/mo
Deposit HK$605K · loan HK$5.45M · min. income ≈ HK$58,268/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$140,326 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).