▼ 0.50% · 3.625%
HK$15,530
−HK$973/mo
▼ 0.25% · 3.875%
HK$16,013
−HK$490/mo
Today · 4.125%
HK$16,503
baseline
▲ 0.50% · 4.625%
HK$17,508
+HK$1,005/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$33,006/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,276
−HK$934/mo
▼ 0.25% · 3.875%
HK$17,740
−HK$470/mo
Today · 4.125%
HK$18,210
baseline
▲ 0.50% · 4.625%
HK$19,170
+HK$960/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$36,420/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,082
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,614
−HK$540/mo
Today · 4.125%
HK$18,154
baseline
▲ 0.50% · 4.625%
HK$19,258
+HK$1,104/mo
Deposit HK$3.06M · loan HK$3.75M · min. income ≈ HK$36,308/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,004
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,514
−HK$517/mo
Today · 4.125%
HK$20,031
baseline
▲ 0.50% · 4.625%
HK$21,087
+HK$1,056/mo
Deposit HK$3.06M · loan HK$3.75M · min. income ≈ HK$40,062/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,635
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,215
−HK$589/mo
Today · 4.125%
HK$19,804
baseline
▲ 0.50% · 4.625%
HK$21,009
+HK$1,205/mo
Deposit HK$2.72M · loan HK$4.09M · min. income ≈ HK$39,608/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,732
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,288
−HK$564/mo
Today · 4.125%
HK$21,852
baseline
▲ 0.50% · 4.625%
HK$23,004
+HK$1,152/mo
Deposit HK$2.72M · loan HK$4.09M · min. income ≈ HK$43,704/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,188
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,816
−HK$638/mo
Today · 4.125%
HK$21,454
baseline
▲ 0.50% · 4.625%
HK$22,760
+HK$1,306/mo
Deposit HK$2.38M · loan HK$4.43M · min. income ≈ HK$42,908/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,459
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,062
−HK$611/mo
Today · 4.125%
HK$23,673
baseline
▲ 0.50% · 4.625%
HK$24,921
+HK$1,248/mo
Deposit HK$2.38M · loan HK$4.43M · min. income ≈ HK$47,346/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,741
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,418
−HK$687/mo
Today · 4.125%
HK$23,105
baseline
▲ 0.50% · 4.625%
HK$24,511
+HK$1,406/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$46,210/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,187
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,836
−HK$658/mo
Today · 4.125%
HK$25,494
baseline
▲ 0.50% · 4.625%
HK$26,838
+HK$1,344/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$50,988/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,294
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,019
−HK$736/mo
Today · 4.125%
HK$24,755
baseline
▲ 0.50% · 4.625%
HK$26,261
+HK$1,506/mo
Deposit HK$1.70M · loan HK$5.11M · min. income ≈ HK$49,510/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,915
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,610
−HK$705/mo
Today · 4.125%
HK$27,315
baseline
▲ 0.50% · 4.625%
HK$28,755
+HK$1,440/mo
Deposit HK$1.70M · loan HK$5.11M · min. income ≈ HK$54,630/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,847
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,620
−HK$785/mo
Today · 4.125%
HK$26,405
baseline
▲ 0.50% · 4.625%
HK$28,012
+HK$1,607/mo
Deposit HK$1.36M · loan HK$5.45M · min. income ≈ HK$52,810/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,642
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,384
−HK$752/mo
Today · 4.125%
HK$29,136
baseline
▲ 0.50% · 4.625%
HK$30,672
+HK$1,536/mo
Deposit HK$1.36M · loan HK$5.45M · min. income ≈ HK$58,272/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,400
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,221
−HK$835/mo
Today · 4.125%
HK$28,056
baseline
▲ 0.50% · 4.625%
HK$29,763
+HK$1,707/mo
Deposit HK$1.02M · loan HK$5.79M · min. income ≈ HK$56,112/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,370
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,158
−HK$799/mo
Today · 4.125%
HK$30,957
baseline
▲ 0.50% · 4.625%
HK$32,589
+HK$1,632/mo
Deposit HK$1.02M · loan HK$5.79M · min. income ≈ HK$61,914/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,953
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,823
−HK$883/mo
Today · 4.125%
HK$29,706
baseline
▲ 0.50% · 4.625%
HK$31,514
+HK$1,808/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$59,412/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,098
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,932
−HK$846/mo
Today · 4.125%
HK$32,778
baseline
▲ 0.50% · 4.625%
HK$34,505
+HK$1,727/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$65,556/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,313 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).