▼ 0.50% · 3.625%
HK$14,479
−HK$908/mo
▼ 0.25% · 3.875%
HK$14,929
−HK$458/mo
Today · 4.125%
HK$15,387
baseline
▲ 0.50% · 4.625%
HK$16,323
+HK$936/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$30,774/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$169,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,108
−HK$870/mo
▼ 0.25% · 3.875%
HK$16,540
−HK$438/mo
Today · 4.125%
HK$16,978
baseline
▲ 0.50% · 4.625%
HK$17,873
+HK$895/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$33,956/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$169,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,927
−HK$999/mo
▼ 0.25% · 3.875%
HK$16,422
−HK$504/mo
Today · 4.125%
HK$16,926
baseline
▲ 0.50% · 4.625%
HK$17,956
+HK$1,030/mo
Deposit HK$2.86M · loan HK$3.49M · min. income ≈ HK$33,852/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$169,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,719
−HK$957/mo
▼ 0.25% · 3.875%
HK$18,194
−HK$482/mo
Today · 4.125%
HK$18,676
baseline
▲ 0.50% · 4.625%
HK$19,660
+HK$984/mo
Deposit HK$2.86M · loan HK$3.49M · min. income ≈ HK$37,352/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$169,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,375
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,915
−HK$549/mo
Today · 4.125%
HK$18,464
baseline
▲ 0.50% · 4.625%
HK$19,588
+HK$1,124/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$36,928/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$169,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,329
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,848
−HK$526/mo
Today · 4.125%
HK$20,374
baseline
▲ 0.50% · 4.625%
HK$21,448
+HK$1,074/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$40,748/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$169,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,823
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,408
−HK$595/mo
Today · 4.125%
HK$20,003
baseline
▲ 0.50% · 4.625%
HK$21,220
+HK$1,217/mo
Deposit HK$2.22M · loan HK$4.13M · min. income ≈ HK$40,006/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$169,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,940
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,502
−HK$570/mo
Today · 4.125%
HK$22,072
baseline
▲ 0.50% · 4.625%
HK$23,235
+HK$1,163/mo
Deposit HK$2.22M · loan HK$4.13M · min. income ≈ HK$44,144/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$169,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,271
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,901
−HK$641/mo
Today · 4.125%
HK$21,542
baseline
▲ 0.50% · 4.625%
HK$22,853
+HK$1,311/mo
Deposit HK$1.90M · loan HK$4.44M · min. income ≈ HK$43,084/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$169,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,551
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,156
−HK$613/mo
Today · 4.125%
HK$23,769
baseline
▲ 0.50% · 4.625%
HK$25,022
+HK$1,253/mo
Deposit HK$1.90M · loan HK$4.44M · min. income ≈ HK$47,538/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$169,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,719
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,394
−HK$687/mo
Today · 4.125%
HK$23,081
baseline
▲ 0.50% · 4.625%
HK$24,485
+HK$1,404/mo
Deposit HK$1.59M · loan HK$4.76M · min. income ≈ HK$46,162/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$169,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,162
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,810
−HK$657/mo
Today · 4.125%
HK$25,467
baseline
▲ 0.50% · 4.625%
HK$26,810
+HK$1,343/mo
Deposit HK$1.59M · loan HK$4.76M · min. income ≈ HK$50,934/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$169,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,167
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,887
−HK$732/mo
Today · 4.125%
HK$24,619
baseline
▲ 0.50% · 4.625%
HK$26,117
+HK$1,498/mo
Deposit HK$1.27M · loan HK$5.08M · min. income ≈ HK$49,238/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$169,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,773
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,464
−HK$701/mo
Today · 4.125%
HK$27,165
baseline
▲ 0.50% · 4.625%
HK$28,597
+HK$1,432/mo
Deposit HK$1.27M · loan HK$5.08M · min. income ≈ HK$54,330/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$169,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,614
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,380
−HK$778/mo
Today · 4.125%
HK$26,158
baseline
▲ 0.50% · 4.625%
HK$27,750
+HK$1,592/mo
Deposit HK$952K · loan HK$5.40M · min. income ≈ HK$52,316/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$169,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,383
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,118
−HK$745/mo
Today · 4.125%
HK$28,863
baseline
▲ 0.50% · 4.625%
HK$30,384
+HK$1,521/mo
Deposit HK$952K · loan HK$5.40M · min. income ≈ HK$57,726/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$169,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,062
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,873
−HK$824/mo
Today · 4.125%
HK$27,697
baseline
▲ 0.50% · 4.625%
HK$29,382
+HK$1,685/mo
Deposit HK$635K · loan HK$5.71M · min. income ≈ HK$55,394/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$169,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,994
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,772
−HK$789/mo
Today · 4.125%
HK$30,561
baseline
▲ 0.50% · 4.625%
HK$32,171
+HK$1,610/mo
Deposit HK$635K · loan HK$5.71M · min. income ≈ HK$61,122/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$169,977 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).