▼ 0.50% · 3.625%
HK$14,859
−HK$932/mo
▼ 0.25% · 3.875%
HK$15,321
−HK$470/mo
Today · 4.125%
HK$15,791
baseline
▲ 0.50% · 4.625%
HK$16,751
+HK$960/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$31,582/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,530
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,974
−HK$449/mo
Today · 4.125%
HK$17,423
baseline
▲ 0.50% · 4.625%
HK$18,342
+HK$919/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$34,846/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,345
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$16,853
−HK$517/mo
Today · 4.125%
HK$17,370
baseline
▲ 0.50% · 4.625%
HK$18,426
+HK$1,056/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$34,740/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$186,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,183
−HK$983/mo
▼ 0.25% · 3.875%
HK$18,671
−HK$495/mo
Today · 4.125%
HK$19,166
baseline
▲ 0.50% · 4.625%
HK$20,176
+HK$1,010/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$38,332/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$186,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,831
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,385
−HK$564/mo
Today · 4.125%
HK$18,949
baseline
▲ 0.50% · 4.625%
HK$20,102
+HK$1,153/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$37,898/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,836
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,368
−HK$540/mo
Today · 4.125%
HK$20,908
baseline
▲ 0.50% · 4.625%
HK$22,010
+HK$1,102/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$41,816/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,316
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,917
−HK$611/mo
Today · 4.125%
HK$20,528
baseline
▲ 0.50% · 4.625%
HK$21,777
+HK$1,249/mo
Deposit HK$2.28M · loan HK$4.24M · min. income ≈ HK$41,056/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$186,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,489
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,066
−HK$584/mo
Today · 4.125%
HK$22,650
baseline
▲ 0.50% · 4.625%
HK$23,844
+HK$1,194/mo
Deposit HK$2.28M · loan HK$4.24M · min. income ≈ HK$45,300/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$186,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,802
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,449
−HK$658/mo
Today · 4.125%
HK$22,107
baseline
▲ 0.50% · 4.625%
HK$23,452
+HK$1,345/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$44,214/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,142
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,763
−HK$630/mo
Today · 4.125%
HK$24,393
baseline
▲ 0.50% · 4.625%
HK$25,678
+HK$1,285/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$48,786/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,288
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,981
−HK$705/mo
Today · 4.125%
HK$23,686
baseline
▲ 0.50% · 4.625%
HK$25,127
+HK$1,441/mo
Deposit HK$1.63M · loan HK$4.89M · min. income ≈ HK$47,372/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$186,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,795
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,460
−HK$675/mo
Today · 4.125%
HK$26,135
baseline
▲ 0.50% · 4.625%
HK$27,513
+HK$1,378/mo
Deposit HK$1.63M · loan HK$4.89M · min. income ≈ HK$52,270/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$186,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,774
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,514
−HK$751/mo
Today · 4.125%
HK$25,265
baseline
▲ 0.50% · 4.625%
HK$26,802
+HK$1,537/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$50,530/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$186,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,448
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,158
−HK$719/mo
Today · 4.125%
HK$27,877
baseline
▲ 0.50% · 4.625%
HK$29,347
+HK$1,470/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$55,754/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$186,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,260
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,046
−HK$798/mo
Today · 4.125%
HK$26,844
baseline
▲ 0.50% · 4.625%
HK$28,477
+HK$1,633/mo
Deposit HK$977K · loan HK$5.54M · min. income ≈ HK$53,688/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$186,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,101
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,855
−HK$765/mo
Today · 4.125%
HK$29,620
baseline
▲ 0.50% · 4.625%
HK$31,181
+HK$1,561/mo
Deposit HK$977K · loan HK$5.54M · min. income ≈ HK$59,240/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$186,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,746
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,578
−HK$845/mo
Today · 4.125%
HK$28,423
baseline
▲ 0.50% · 4.625%
HK$30,152
+HK$1,729/mo
Deposit HK$652K · loan HK$5.86M · min. income ≈ HK$56,846/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$186,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,754
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,552
−HK$810/mo
Today · 4.125%
HK$31,362
baseline
▲ 0.50% · 4.625%
HK$33,015
+HK$1,653/mo
Deposit HK$652K · loan HK$5.86M · min. income ≈ HK$62,724/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$186,627 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).