▼ 0.50% · 3.625%
HK$3,125
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,222
−HK$99/mo
Today · 4.125%
HK$3,321
baseline
▲ 0.50% · 4.625%
HK$3,523
+HK$202/mo
Deposit HK$685K · loan HK$685K · min. income ≈ HK$6,642/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,477
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,570
−HK$95/mo
Today · 4.125%
HK$3,665
baseline
▲ 0.50% · 4.625%
HK$3,858
+HK$193/mo
Deposit HK$685K · loan HK$685K · min. income ≈ HK$7,330/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,438
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,545
−HK$108/mo
Today · 4.125%
HK$3,653
baseline
▲ 0.50% · 4.625%
HK$3,876
+HK$223/mo
Deposit HK$617K · loan HK$754K · min. income ≈ HK$7,306/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,824
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,927
−HK$104/mo
Today · 4.125%
HK$4,031
baseline
▲ 0.50% · 4.625%
HK$4,243
+HK$212/mo
Deposit HK$617K · loan HK$754K · min. income ≈ HK$8,062/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,750
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,867
−HK$118/mo
Today · 4.125%
HK$3,985
baseline
▲ 0.50% · 4.625%
HK$4,228
+HK$243/mo
Deposit HK$548K · loan HK$822K · min. income ≈ HK$7,970/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,172
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,284
−HK$113/mo
Today · 4.125%
HK$4,397
baseline
▲ 0.50% · 4.625%
HK$4,629
+HK$232/mo
Deposit HK$548K · loan HK$822K · min. income ≈ HK$8,794/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,063
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,189
−HK$128/mo
Today · 4.125%
HK$4,317
baseline
▲ 0.50% · 4.625%
HK$4,580
+HK$263/mo
Deposit HK$480K · loan HK$891K · min. income ≈ HK$8,634/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,520
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,641
−HK$123/mo
Today · 4.125%
HK$4,764
baseline
▲ 0.50% · 4.625%
HK$5,015
+HK$251/mo
Deposit HK$480K · loan HK$891K · min. income ≈ HK$9,528/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,375
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,511
−HK$139/mo
Today · 4.125%
HK$4,650
baseline
▲ 0.50% · 4.625%
HK$4,932
+HK$282/mo
Deposit HK$411K · loan HK$959K · min. income ≈ HK$9,300/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,867
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,998
−HK$132/mo
Today · 4.125%
HK$5,130
baseline
▲ 0.50% · 4.625%
HK$5,401
+HK$271/mo
Deposit HK$411K · loan HK$959K · min. income ≈ HK$10,260/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,688
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,834
−HK$148/mo
Today · 4.125%
HK$4,982
baseline
▲ 0.50% · 4.625%
HK$5,285
+HK$303/mo
Deposit HK$343K · loan HK$1.03M · min. income ≈ HK$9,964/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,215
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,355
−HK$142/mo
Today · 4.125%
HK$5,497
baseline
▲ 0.50% · 4.625%
HK$5,787
+HK$290/mo
Deposit HK$343K · loan HK$1.03M · min. income ≈ HK$10,994/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,000
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,156
−HK$158/mo
Today · 4.125%
HK$5,314
baseline
▲ 0.50% · 4.625%
HK$5,637
+HK$323/mo
Deposit HK$274K · loan HK$1.10M · min. income ≈ HK$10,628/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,563
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,712
−HK$151/mo
Today · 4.125%
HK$5,863
baseline
▲ 0.50% · 4.625%
HK$6,172
+HK$309/mo
Deposit HK$274K · loan HK$1.10M · min. income ≈ HK$11,726/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,313
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,478
−HK$168/mo
Today · 4.125%
HK$5,646
baseline
▲ 0.50% · 4.625%
HK$5,989
+HK$343/mo
Deposit HK$206K · loan HK$1.16M · min. income ≈ HK$11,292/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,910
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,069
−HK$161/mo
Today · 4.125%
HK$6,230
baseline
▲ 0.50% · 4.625%
HK$6,558
+HK$328/mo
Deposit HK$206K · loan HK$1.16M · min. income ≈ HK$12,460/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,625
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,800
−HK$178/mo
Today · 4.125%
HK$5,978
baseline
▲ 0.50% · 4.625%
HK$6,342
+HK$364/mo
Deposit HK$137K · loan HK$1.23M · min. income ≈ HK$11,956/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,258
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,426
−HK$170/mo
Today · 4.125%
HK$6,596
baseline
▲ 0.50% · 4.625%
HK$6,944
+HK$348/mo
Deposit HK$137K · loan HK$1.23M · min. income ≈ HK$13,192/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).