▼ 0.50% · 3.625%
HK$4,453
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,591
−HK$141/mo
Today · 4.125%
HK$4,732
baseline
▲ 0.50% · 4.625%
HK$5,020
+HK$288/mo
Deposit HK$976K · loan HK$976K · min. income ≈ HK$9,464/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,954
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,087
−HK$135/mo
Today · 4.125%
HK$5,222
baseline
▲ 0.50% · 4.625%
HK$5,497
+HK$275/mo
Deposit HK$976K · loan HK$976K · min. income ≈ HK$10,444/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,898
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,051
−HK$154/mo
Today · 4.125%
HK$5,205
baseline
▲ 0.50% · 4.625%
HK$5,522
+HK$317/mo
Deposit HK$879K · loan HK$1.07M · min. income ≈ HK$10,410/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,449
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,595
−HK$149/mo
Today · 4.125%
HK$5,744
baseline
▲ 0.50% · 4.625%
HK$6,046
+HK$302/mo
Deposit HK$879K · loan HK$1.07M · min. income ≈ HK$11,488/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,344
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,510
−HK$169/mo
Today · 4.125%
HK$5,679
baseline
▲ 0.50% · 4.625%
HK$6,024
+HK$345/mo
Deposit HK$781K · loan HK$1.17M · min. income ≈ HK$11,358/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,945
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,104
−HK$162/mo
Today · 4.125%
HK$6,266
baseline
▲ 0.50% · 4.625%
HK$6,596
+HK$330/mo
Deposit HK$781K · loan HK$1.17M · min. income ≈ HK$12,532/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,789
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,969
−HK$183/mo
Today · 4.125%
HK$6,152
baseline
▲ 0.50% · 4.625%
HK$6,526
+HK$374/mo
Deposit HK$683K · loan HK$1.27M · min. income ≈ HK$12,304/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,440
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,613
−HK$175/mo
Today · 4.125%
HK$6,788
baseline
▲ 0.50% · 4.625%
HK$7,146
+HK$358/mo
Deposit HK$683K · loan HK$1.27M · min. income ≈ HK$13,576/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,234
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,428
−HK$197/mo
Today · 4.125%
HK$6,625
baseline
▲ 0.50% · 4.625%
HK$7,028
+HK$403/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$13,250/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,935
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,121
−HK$189/mo
Today · 4.125%
HK$7,310
baseline
▲ 0.50% · 4.625%
HK$7,695
+HK$385/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$14,620/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,679
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,887
−HK$211/mo
Today · 4.125%
HK$7,098
baseline
▲ 0.50% · 4.625%
HK$7,530
+HK$432/mo
Deposit HK$488K · loan HK$1.46M · min. income ≈ HK$14,196/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,431
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,630
−HK$202/mo
Today · 4.125%
HK$7,832
baseline
▲ 0.50% · 4.625%
HK$8,245
+HK$413/mo
Deposit HK$488K · loan HK$1.46M · min. income ≈ HK$15,664/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,125
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,346
−HK$226/mo
Today · 4.125%
HK$7,572
baseline
▲ 0.50% · 4.625%
HK$8,032
+HK$460/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$15,144/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,926
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,139
−HK$215/mo
Today · 4.125%
HK$8,354
baseline
▲ 0.50% · 4.625%
HK$8,795
+HK$441/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$16,708/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,570
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,806
−HK$239/mo
Today · 4.125%
HK$8,045
baseline
▲ 0.50% · 4.625%
HK$8,534
+HK$489/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$16,090/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,422
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,647
−HK$230/mo
Today · 4.125%
HK$8,877
baseline
▲ 0.50% · 4.625%
HK$9,345
+HK$468/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$17,754/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,015
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,265
−HK$253/mo
Today · 4.125%
HK$8,518
baseline
▲ 0.50% · 4.625%
HK$9,036
+HK$518/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$17,036/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,917
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,156
−HK$243/mo
Today · 4.125%
HK$9,399
baseline
▲ 0.50% · 4.625%
HK$9,894
+HK$495/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$18,798/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).