▼ 0.50% · 3.625%
HK$3,101
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,197
−HK$98/mo
Today · 4.125%
HK$3,295
baseline
▲ 0.50% · 4.625%
HK$3,495
+HK$200/mo
Deposit HK$680K · loan HK$680K · min. income ≈ HK$6,590/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,449
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,542
−HK$94/mo
Today · 4.125%
HK$3,636
baseline
▲ 0.50% · 4.625%
HK$3,827
+HK$191/mo
Deposit HK$680K · loan HK$680K · min. income ≈ HK$7,272/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,411
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,517
−HK$108/mo
Today · 4.125%
HK$3,625
baseline
▲ 0.50% · 4.625%
HK$3,845
+HK$220/mo
Deposit HK$612K · loan HK$748K · min. income ≈ HK$7,250/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,794
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,896
−HK$103/mo
Today · 4.125%
HK$3,999
baseline
▲ 0.50% · 4.625%
HK$4,210
+HK$211/mo
Deposit HK$612K · loan HK$748K · min. income ≈ HK$7,998/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,721
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,836
−HK$118/mo
Today · 4.125%
HK$3,954
baseline
▲ 0.50% · 4.625%
HK$4,195
+HK$241/mo
Deposit HK$544K · loan HK$816K · min. income ≈ HK$7,908/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,139
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,250
−HK$113/mo
Today · 4.125%
HK$4,363
baseline
▲ 0.50% · 4.625%
HK$4,593
+HK$230/mo
Deposit HK$544K · loan HK$816K · min. income ≈ HK$8,726/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,031
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,156
−HK$128/mo
Today · 4.125%
HK$4,284
baseline
▲ 0.50% · 4.625%
HK$4,544
+HK$260/mo
Deposit HK$476K · loan HK$884K · min. income ≈ HK$8,568/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,484
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,604
−HK$122/mo
Today · 4.125%
HK$4,726
baseline
▲ 0.50% · 4.625%
HK$4,976
+HK$250/mo
Deposit HK$476K · loan HK$884K · min. income ≈ HK$9,452/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,341
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,476
−HK$137/mo
Today · 4.125%
HK$4,613
baseline
▲ 0.50% · 4.625%
HK$4,894
+HK$281/mo
Deposit HK$408K · loan HK$952K · min. income ≈ HK$9,226/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,829
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,959
−HK$131/mo
Today · 4.125%
HK$5,090
baseline
▲ 0.50% · 4.625%
HK$5,358
+HK$268/mo
Deposit HK$408K · loan HK$952K · min. income ≈ HK$10,180/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,651
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,796
−HK$147/mo
Today · 4.125%
HK$4,943
baseline
▲ 0.50% · 4.625%
HK$5,243
+HK$300/mo
Deposit HK$340K · loan HK$1.02M · min. income ≈ HK$9,886/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,174
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,313
−HK$141/mo
Today · 4.125%
HK$5,454
baseline
▲ 0.50% · 4.625%
HK$5,741
+HK$287/mo
Deposit HK$340K · loan HK$1.02M · min. income ≈ HK$10,908/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,961
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,115
−HK$157/mo
Today · 4.125%
HK$5,272
baseline
▲ 0.50% · 4.625%
HK$5,593
+HK$321/mo
Deposit HK$272K · loan HK$1.09M · min. income ≈ HK$10,544/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,519
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,667
−HK$150/mo
Today · 4.125%
HK$5,817
baseline
▲ 0.50% · 4.625%
HK$6,124
+HK$307/mo
Deposit HK$272K · loan HK$1.09M · min. income ≈ HK$11,634/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,271
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,435
−HK$167/mo
Today · 4.125%
HK$5,602
baseline
▲ 0.50% · 4.625%
HK$5,942
+HK$340/mo
Deposit HK$204K · loan HK$1.16M · min. income ≈ HK$11,204/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,864
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,021
−HK$160/mo
Today · 4.125%
HK$6,181
baseline
▲ 0.50% · 4.625%
HK$6,507
+HK$326/mo
Deposit HK$204K · loan HK$1.16M · min. income ≈ HK$12,362/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,581
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,755
−HK$176/mo
Today · 4.125%
HK$5,931
baseline
▲ 0.50% · 4.625%
HK$6,292
+HK$361/mo
Deposit HK$136K · loan HK$1.22M · min. income ≈ HK$11,862/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,209
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,375
−HK$169/mo
Today · 4.125%
HK$6,544
baseline
▲ 0.50% · 4.625%
HK$6,889
+HK$345/mo
Deposit HK$136K · loan HK$1.22M · min. income ≈ HK$13,088/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).