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At today's rate and a 90% mortgage, the deposit on this unit is about HK$364K, with repayments around HK$15,859/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$364K · loan HK$3.27M · min. income ≈ HK$31,718/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- 3
- Saleable Area
- 296 Saleable ft²
- Gross Area
- 379 ft²
- Efficiency
- 78%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-26 | HK$3.10M | −22.1% 8.2y · −3.0%/yr |
| 2017-08-22 | HK$3.98M | +144.2% 6.7y · 21.0%/yr |
| 2010-12-10 | HK$1.63M | +24.4% |
| 2010-02-18 | HK$1.31M | +12.0% |
| 2008-08-21 | HK$1.17M | +0.0% |
| 1999-07-29 | HK$1.17M | — |