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At today's rate and a 90% mortgage, the deposit on this unit is about HK$358K, with repayments around HK$15,626/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$358K · loan HK$3.22M · min. income ≈ HK$31,252/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- 8
- Saleable Area
- 293 Saleable ft²
- Gross Area
- 375 ft²
- Efficiency
- 78%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-10 | HK$3.25M | −13.3% 8.2y · −2.0%/yr |
| 2017-03-30 | HK$3.75M | +98.4% 5.0y · 19.0%/yr |
| 2012-03-07 | HK$1.89M | +186.4% |
| 2003-07-03 | HK$660K | −55.4% |
| 1996-12-20 | HK$1.48M | — |