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At today's rate and a 90% mortgage, the deposit on this unit is about HK$355K, with repayments around HK$15,471/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$355K · loan HK$3.19M · min. income ≈ HK$30,942/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- 2
- Saleable Area
- 296 Saleable ft²
- Gross Area
- 379 ft²
- Efficiency
- 78%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-17 | HK$3.45M | +1.5% 9.2y |
| 2017-04-05 | HK$3.40M | +165.6% 7.3y · 23.0%/yr |
| 2009-12-17 | HK$1.28M | +37.6% |
| 2005-06-13 | HK$930K | +22.4% |
| 2004-10-27 | HK$760K | — |