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At today's rate and a 90% mortgage, the deposit on this unit is about HK$470K, with repayments around HK$20,498/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$40,996/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$87,432 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- F
- Saleable Area
- 355 Saleable ft²
- Gross Area
- 480 ft²
- Efficiency
- 74%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-12-12 | HK$4.76M | −0.8% 2.5y · 0.0%/yr |
| 2021-07-02 | HK$4.80M | −18.6% 2.8y · −7.0%/yr |
| 2018-09-03 | HK$5.90M | +347.0% 13.4y · 26.0%/yr |
| 2005-05-07 | HK$1.32M | — |