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At today's rate and a 90% mortgage, the deposit on this unit is about HK$506K, with repayments around HK$22,089/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$506K · loan HK$4.56M · min. income ≈ HK$44,178/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$113,944 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- H
- Saleable Area
- 400 Saleable ft²
- Gross Area
- 530 ft²
- Efficiency
- 75%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-21 | HK$5.30M | −13.7% 4.1y · −3.0%/yr |
| 2020-04-17 | HK$6.14M | +104.6% 7.9y · 13.0%/yr |
| 2012-06-19 | HK$3.00M | +51.5% |
| 2010-02-04 | HK$1.98M | +61.0% |
| 2004-07-10 | HK$1.23M | −2.4% |
| 2002-01-04 | HK$1.26M | −36.4% |
| 1996-03-06 | HK$1.98M | — |