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At today's rate and a 90% mortgage, the deposit on this unit is about HK$506K, with repayments around HK$22,056/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$506K · loan HK$4.55M · min. income ≈ HK$44,112/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$113,775 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- H
- Saleable Area
- 400 Saleable ft²
- Gross Area
- 530 ft²
- Efficiency
- 75%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-24 | HK$6.20M | +12.7% 3.0y · 4.0%/yr |
| 2018-08-03 | HK$5.50M | +233.3% 9.3y · 25.0%/yr |
| 2009-05-15 | HK$1.65M | +20.4% |
| 2004-11-03 | HK$1.37M | −23.9% |
| 1999-07-29 | HK$1.80M | −21.7% |
| 1996-12-31 | HK$2.30M | — |