▼ 0.50% · 3.625%
HK$15,813
−HK$991/mo
▼ 0.25% · 3.875%
HK$16,305
−HK$499/mo
Today · 4.125%
HK$16,804
baseline
▲ 0.50% · 4.625%
HK$17,827
+HK$1,023/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$33,608/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,591
−HK$951/mo
▼ 0.25% · 3.875%
HK$18,063
−HK$479/mo
Today · 4.125%
HK$18,542
baseline
▲ 0.50% · 4.625%
HK$19,519
+HK$977/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$37,084/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,394
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,935
−HK$550/mo
Today · 4.125%
HK$18,485
baseline
▲ 0.50% · 4.625%
HK$19,609
+HK$1,124/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$36,970/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$208,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,351
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,870
−HK$526/mo
Today · 4.125%
HK$20,396
baseline
▲ 0.50% · 4.625%
HK$21,471
+HK$1,075/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$40,792/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$208,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,975
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,565
−HK$600/mo
Today · 4.125%
HK$20,165
baseline
▲ 0.50% · 4.625%
HK$21,392
+HK$1,227/mo
Deposit HK$2.77M · loan HK$4.16M · min. income ≈ HK$40,330/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$208,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,110
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,676
−HK$574/mo
Today · 4.125%
HK$22,250
baseline
▲ 0.50% · 4.625%
HK$23,423
+HK$1,173/mo
Deposit HK$2.77M · loan HK$4.16M · min. income ≈ HK$44,500/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$208,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,556
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,196
−HK$650/mo
Today · 4.125%
HK$21,846
baseline
▲ 0.50% · 4.625%
HK$23,175
+HK$1,329/mo
Deposit HK$2.43M · loan HK$4.51M · min. income ≈ HK$43,692/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,869
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,482
−HK$622/mo
Today · 4.125%
HK$24,104
baseline
▲ 0.50% · 4.625%
HK$25,375
+HK$1,271/mo
Deposit HK$2.43M · loan HK$4.51M · min. income ≈ HK$48,208/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,138
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,826
−HK$700/mo
Today · 4.125%
HK$23,526
baseline
▲ 0.50% · 4.625%
HK$24,957
+HK$1,431/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$47,052/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,628
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,288
−HK$671/mo
Today · 4.125%
HK$25,959
baseline
▲ 0.50% · 4.625%
HK$27,327
+HK$1,368/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$51,918/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,719
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,457
−HK$749/mo
Today · 4.125%
HK$25,206
baseline
▲ 0.50% · 4.625%
HK$26,740
+HK$1,534/mo
Deposit HK$1.73M · loan HK$5.20M · min. income ≈ HK$50,412/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$208,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,387
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,095
−HK$718/mo
Today · 4.125%
HK$27,813
baseline
▲ 0.50% · 4.625%
HK$29,279
+HK$1,466/mo
Deposit HK$1.73M · loan HK$5.20M · min. income ≈ HK$55,626/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$208,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,300
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,087
−HK$800/mo
Today · 4.125%
HK$26,887
baseline
▲ 0.50% · 4.625%
HK$28,523
+HK$1,636/mo
Deposit HK$1.39M · loan HK$5.55M · min. income ≈ HK$53,774/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$208,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,146
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,901
−HK$766/mo
Today · 4.125%
HK$29,667
baseline
▲ 0.50% · 4.625%
HK$31,231
+HK$1,564/mo
Deposit HK$1.39M · loan HK$5.55M · min. income ≈ HK$59,334/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$208,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,882
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,718
−HK$849/mo
Today · 4.125%
HK$28,567
baseline
▲ 0.50% · 4.625%
HK$30,305
+HK$1,738/mo
Deposit HK$1.04M · loan HK$5.89M · min. income ≈ HK$57,134/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,905
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,707
−HK$814/mo
Today · 4.125%
HK$31,521
baseline
▲ 0.50% · 4.625%
HK$33,183
+HK$1,662/mo
Deposit HK$1.04M · loan HK$5.89M · min. income ≈ HK$63,042/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,463
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,348
−HK$900/mo
Today · 4.125%
HK$30,248
baseline
▲ 0.50% · 4.625%
HK$32,088
+HK$1,840/mo
Deposit HK$693K · loan HK$6.24M · min. income ≈ HK$60,496/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$208,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,665
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,514
−HK$861/mo
Today · 4.125%
HK$33,375
baseline
▲ 0.50% · 4.625%
HK$35,135
+HK$1,760/mo
Deposit HK$693K · loan HK$6.24M · min. income ≈ HK$66,750/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$208,038 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).