▼ 0.50% · 3.625%
HK$17,997
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,557
−HK$569/mo
Today · 4.125%
HK$19,126
baseline
▲ 0.50% · 4.625%
HK$20,290
+HK$1,164/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,252/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,022
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,559
−HK$545/mo
Today · 4.125%
HK$21,104
baseline
▲ 0.50% · 4.625%
HK$22,216
+HK$1,112/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,208/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,797
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,413
−HK$626/mo
Today · 4.125%
HK$21,039
baseline
▲ 0.50% · 4.625%
HK$22,319
+HK$1,280/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$42,078/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,024
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,615
−HK$599/mo
Today · 4.125%
HK$23,214
baseline
▲ 0.50% · 4.625%
HK$24,438
+HK$1,224/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$46,428/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,597
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,269
−HK$682/mo
Today · 4.125%
HK$22,951
baseline
▲ 0.50% · 4.625%
HK$24,348
+HK$1,397/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,902/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,026
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,671
−HK$653/mo
Today · 4.125%
HK$25,324
baseline
▲ 0.50% · 4.625%
HK$26,659
+HK$1,335/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,648/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,397
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,124
−HK$740/mo
Today · 4.125%
HK$24,864
baseline
▲ 0.50% · 4.625%
HK$26,377
+HK$1,513/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$49,728/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,029
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,727
−HK$708/mo
Today · 4.125%
HK$27,435
baseline
▲ 0.50% · 4.625%
HK$28,881
+HK$1,446/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$54,870/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,196
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,980
−HK$797/mo
Today · 4.125%
HK$26,777
baseline
▲ 0.50% · 4.625%
HK$28,406
+HK$1,629/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$53,554/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,031
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,783
−HK$762/mo
Today · 4.125%
HK$29,545
baseline
▲ 0.50% · 4.625%
HK$31,103
+HK$1,558/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$59,090/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,996
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,836
−HK$853/mo
Today · 4.125%
HK$28,689
baseline
▲ 0.50% · 4.625%
HK$30,435
+HK$1,746/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$57,378/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,033
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,838
−HK$818/mo
Today · 4.125%
HK$31,656
baseline
▲ 0.50% · 4.625%
HK$33,324
+HK$1,668/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$63,312/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,796
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,692
−HK$910/mo
Today · 4.125%
HK$30,602
baseline
▲ 0.50% · 4.625%
HK$32,464
+HK$1,862/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$61,204/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,035
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,894
−HK$872/mo
Today · 4.125%
HK$33,766
baseline
▲ 0.50% · 4.625%
HK$35,546
+HK$1,780/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$67,532/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,596
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,547
−HK$967/mo
Today · 4.125%
HK$32,514
baseline
▲ 0.50% · 4.625%
HK$34,493
+HK$1,979/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$65,028/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,037
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,950
−HK$926/mo
Today · 4.125%
HK$35,876
baseline
▲ 0.50% · 4.625%
HK$37,767
+HK$1,891/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$71,752/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,395
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,403
−HK$1,024/mo
Today · 4.125%
HK$34,427
baseline
▲ 0.50% · 4.625%
HK$36,522
+HK$2,095/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$68,854/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,040
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,006
−HK$981/mo
Today · 4.125%
HK$37,987
baseline
▲ 0.50% · 4.625%
HK$39,989
+HK$2,002/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$75,974/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,783 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).