▼ 0.50% · 3.625%
HK$15,201
−HK$953/mo
▼ 0.25% · 3.875%
HK$15,674
−HK$480/mo
Today · 4.125%
HK$16,154
baseline
▲ 0.50% · 4.625%
HK$17,137
+HK$983/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$32,308/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,911
−HK$914/mo
▼ 0.25% · 3.875%
HK$17,364
−HK$461/mo
Today · 4.125%
HK$17,825
baseline
▲ 0.50% · 4.625%
HK$18,764
+HK$939/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$35,650/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,721
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,241
−HK$529/mo
Today · 4.125%
HK$17,770
baseline
▲ 0.50% · 4.625%
HK$18,851
+HK$1,081/mo
Deposit HK$3.00M · loan HK$3.67M · min. income ≈ HK$35,540/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$199,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,602
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,101
−HK$506/mo
Today · 4.125%
HK$19,607
baseline
▲ 0.50% · 4.625%
HK$20,641
+HK$1,034/mo
Deposit HK$3.00M · loan HK$3.67M · min. income ≈ HK$39,214/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$199,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,241
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,809
−HK$576/mo
Today · 4.125%
HK$19,385
baseline
▲ 0.50% · 4.625%
HK$20,565
+HK$1,180/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$38,770/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$199,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,293
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,837
−HK$553/mo
Today · 4.125%
HK$21,390
baseline
▲ 0.50% · 4.625%
HK$22,517
+HK$1,127/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$42,780/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$199,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,761
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,376
−HK$625/mo
Today · 4.125%
HK$21,001
baseline
▲ 0.50% · 4.625%
HK$22,278
+HK$1,277/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$42,002/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,984
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,574
−HK$598/mo
Today · 4.125%
HK$23,172
baseline
▲ 0.50% · 4.625%
HK$24,393
+HK$1,221/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$46,344/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,281
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,943
−HK$673/mo
Today · 4.125%
HK$22,616
baseline
▲ 0.50% · 4.625%
HK$23,992
+HK$1,376/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$45,232/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,675
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,310
−HK$644/mo
Today · 4.125%
HK$24,954
baseline
▲ 0.50% · 4.625%
HK$26,270
+HK$1,316/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$49,908/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,801
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,511
−HK$720/mo
Today · 4.125%
HK$24,231
baseline
▲ 0.50% · 4.625%
HK$25,706
+HK$1,475/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$48,462/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$199,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,366
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,047
−HK$690/mo
Today · 4.125%
HK$26,737
baseline
▲ 0.50% · 4.625%
HK$28,146
+HK$1,409/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$53,474/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$199,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,322
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,078
−HK$769/mo
Today · 4.125%
HK$25,847
baseline
▲ 0.50% · 4.625%
HK$27,419
+HK$1,572/mo
Deposit HK$1.33M · loan HK$5.33M · min. income ≈ HK$51,694/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,058
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,783
−HK$736/mo
Today · 4.125%
HK$28,519
baseline
▲ 0.50% · 4.625%
HK$30,023
+HK$1,504/mo
Deposit HK$1.33M · loan HK$5.33M · min. income ≈ HK$57,038/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,842
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,646
−HK$816/mo
Today · 4.125%
HK$27,462
baseline
▲ 0.50% · 4.625%
HK$29,133
+HK$1,671/mo
Deposit HK$1000K · loan HK$5.67M · min. income ≈ HK$54,924/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,749
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,520
−HK$782/mo
Today · 4.125%
HK$30,302
baseline
▲ 0.50% · 4.625%
HK$31,899
+HK$1,597/mo
Deposit HK$1000K · loan HK$5.67M · min. income ≈ HK$60,604/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,362
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,213
−HK$865/mo
Today · 4.125%
HK$29,078
baseline
▲ 0.50% · 4.625%
HK$30,847
+HK$1,769/mo
Deposit HK$667K · loan HK$6.00M · min. income ≈ HK$58,156/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$199,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,440
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,256
−HK$828/mo
Today · 4.125%
HK$32,084
baseline
▲ 0.50% · 4.625%
HK$33,775
+HK$1,691/mo
Deposit HK$667K · loan HK$6.00M · min. income ≈ HK$64,168/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$199,991 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).