▼ 0.50% · 3.625%
HK$16,534
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$17,048
−HK$523/mo
Today · 4.125%
HK$17,571
baseline
▲ 0.50% · 4.625%
HK$18,640
+HK$1,069/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,142/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,394
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,887
−HK$501/mo
Today · 4.125%
HK$19,388
baseline
▲ 0.50% · 4.625%
HK$20,410
+HK$1,022/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,776/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,187
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,753
−HK$575/mo
Today · 4.125%
HK$19,328
baseline
▲ 0.50% · 4.625%
HK$20,504
+HK$1,176/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$38,656/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,233
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,776
−HK$550/mo
Today · 4.125%
HK$21,326
baseline
▲ 0.50% · 4.625%
HK$22,451
+HK$1,125/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$42,652/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,841
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,458
−HK$627/mo
Today · 4.125%
HK$21,085
baseline
▲ 0.50% · 4.625%
HK$22,368
+HK$1,283/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,170/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,073
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,665
−HK$600/mo
Today · 4.125%
HK$23,265
baseline
▲ 0.50% · 4.625%
HK$24,492
+HK$1,227/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,530/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,494
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,163
−HK$679/mo
Today · 4.125%
HK$22,842
baseline
▲ 0.50% · 4.625%
HK$24,232
+HK$1,390/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$45,684/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,912
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,553
−HK$651/mo
Today · 4.125%
HK$25,204
baseline
▲ 0.50% · 4.625%
HK$26,533
+HK$1,329/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$50,408/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,148
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,868
−HK$731/mo
Today · 4.125%
HK$24,599
baseline
▲ 0.50% · 4.625%
HK$26,096
+HK$1,497/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,198/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,751
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,442
−HK$701/mo
Today · 4.125%
HK$27,143
baseline
▲ 0.50% · 4.625%
HK$28,573
+HK$1,430/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,286/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,801
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,572
−HK$784/mo
Today · 4.125%
HK$26,356
baseline
▲ 0.50% · 4.625%
HK$27,960
+HK$1,604/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$52,712/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,591
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,331
−HK$751/mo
Today · 4.125%
HK$29,082
baseline
▲ 0.50% · 4.625%
HK$30,614
+HK$1,532/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$58,164/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,454
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,277
−HK$836/mo
Today · 4.125%
HK$28,113
baseline
▲ 0.50% · 4.625%
HK$29,824
+HK$1,711/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$56,226/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,430
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,220
−HK$800/mo
Today · 4.125%
HK$31,020
baseline
▲ 0.50% · 4.625%
HK$32,655
+HK$1,635/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$62,040/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,108
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,982
−HK$888/mo
Today · 4.125%
HK$29,870
baseline
▲ 0.50% · 4.625%
HK$31,688
+HK$1,818/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$59,740/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,270
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,108
−HK$851/mo
Today · 4.125%
HK$32,959
baseline
▲ 0.50% · 4.625%
HK$34,696
+HK$1,737/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$65,918/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,761
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,687
−HK$940/mo
Today · 4.125%
HK$31,627
baseline
▲ 0.50% · 4.625%
HK$33,552
+HK$1,925/mo
Deposit HK$725K · loan HK$6.53M · min. income ≈ HK$63,254/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,109
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$33,997
−HK$901/mo
Today · 4.125%
HK$34,898
baseline
▲ 0.50% · 4.625%
HK$36,737
+HK$1,839/mo
Deposit HK$725K · loan HK$6.53M · min. income ≈ HK$69,796/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,529 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).