▼ 0.50% · 3.625%
HK$21,957
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,640
−HK$693/mo
Today · 4.125%
HK$23,333
baseline
▲ 0.50% · 4.625%
HK$24,753
+HK$1,420/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,666/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$332,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,426
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,082
−HK$664/mo
Today · 4.125%
HK$25,746
baseline
▲ 0.50% · 4.625%
HK$27,103
+HK$1,357/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,492/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$332,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,152
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,903
−HK$764/mo
Today · 4.125%
HK$25,667
baseline
▲ 0.50% · 4.625%
HK$27,229
+HK$1,562/mo
Deposit HK$4.33M · loan HK$5.30M · min. income ≈ HK$51,334/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$332,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,869
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,590
−HK$731/mo
Today · 4.125%
HK$28,321
baseline
▲ 0.50% · 4.625%
HK$29,814
+HK$1,493/mo
Deposit HK$4.33M · loan HK$5.30M · min. income ≈ HK$56,642/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$332,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,348
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,167
−HK$833/mo
Today · 4.125%
HK$28,000
baseline
▲ 0.50% · 4.625%
HK$29,704
+HK$1,704/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$56,000/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,312
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,098
−HK$797/mo
Today · 4.125%
HK$30,895
baseline
▲ 0.50% · 4.625%
HK$32,524
+HK$1,629/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,790/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,544
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,431
−HK$902/mo
Today · 4.125%
HK$30,333
baseline
▲ 0.50% · 4.625%
HK$32,179
+HK$1,846/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,666/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,754
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,606
−HK$864/mo
Today · 4.125%
HK$33,470
baseline
▲ 0.50% · 4.625%
HK$35,234
+HK$1,764/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,940/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,739
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,695
−HK$972/mo
Today · 4.125%
HK$32,667
baseline
▲ 0.50% · 4.625%
HK$34,654
+HK$1,987/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,334/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,197
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,114
−HK$931/mo
Today · 4.125%
HK$36,045
baseline
▲ 0.50% · 4.625%
HK$37,945
+HK$1,900/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,090/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,935
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,959
−HK$1,041/mo
Today · 4.125%
HK$35,000
baseline
▲ 0.50% · 4.625%
HK$37,130
+HK$2,130/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$70,000/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,640
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,622
−HK$997/mo
Today · 4.125%
HK$38,619
baseline
▲ 0.50% · 4.625%
HK$40,655
+HK$2,036/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$77,238/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,130
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,223
−HK$1,110/mo
Today · 4.125%
HK$37,333
baseline
▲ 0.50% · 4.625%
HK$39,605
+HK$2,272/mo
Deposit HK$1.93M · loan HK$7.70M · min. income ≈ HK$74,666/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,082
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,130
−HK$1,064/mo
Today · 4.125%
HK$41,194
baseline
▲ 0.50% · 4.625%
HK$43,365
+HK$2,171/mo
Deposit HK$1.93M · loan HK$7.70M · min. income ≈ HK$82,388/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,326
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,487
−HK$1,180/mo
Today · 4.125%
HK$39,667
baseline
▲ 0.50% · 4.625%
HK$42,080
+HK$2,413/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$79,334/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,525
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,639
−HK$1,129/mo
Today · 4.125%
HK$43,768
baseline
▲ 0.50% · 4.625%
HK$46,076
+HK$2,308/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$87,536/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,522
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,751
−HK$1,249/mo
Today · 4.125%
HK$42,000
baseline
▲ 0.50% · 4.625%
HK$44,556
+HK$2,556/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$84,000/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$332,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,968
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,147
−HK$1,196/mo
Today · 4.125%
HK$46,343
baseline
▲ 0.50% · 4.625%
HK$48,786
+HK$2,443/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$92,686/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$332,899 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).