▼ 0.50% · 3.625%
HK$15,123
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,594
−HK$478/mo
Today · 4.125%
HK$16,072
baseline
▲ 0.50% · 4.625%
HK$17,049
+HK$977/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$32,144/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$198,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,824
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,276
−HK$457/mo
Today · 4.125%
HK$17,733
baseline
▲ 0.50% · 4.625%
HK$18,668
+HK$935/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$35,466/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$198,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,635
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,153
−HK$526/mo
Today · 4.125%
HK$17,679
baseline
▲ 0.50% · 4.625%
HK$18,754
+HK$1,075/mo
Deposit HK$2.98M · loan HK$3.65M · min. income ≈ HK$35,358/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$198,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,507
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$19,003
−HK$504/mo
Today · 4.125%
HK$19,507
baseline
▲ 0.50% · 4.625%
HK$20,535
+HK$1,028/mo
Deposit HK$2.98M · loan HK$3.65M · min. income ≈ HK$39,014/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$198,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,148
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,712
−HK$574/mo
Today · 4.125%
HK$19,286
baseline
▲ 0.50% · 4.625%
HK$20,459
+HK$1,173/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$38,572/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,189
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,731
−HK$549/mo
Today · 4.125%
HK$21,280
baseline
▲ 0.50% · 4.625%
HK$22,402
+HK$1,122/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$42,560/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,660
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,272
−HK$621/mo
Today · 4.125%
HK$20,893
baseline
▲ 0.50% · 4.625%
HK$22,164
+HK$1,271/mo
Deposit HK$2.32M · loan HK$4.31M · min. income ≈ HK$41,786/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$198,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,872
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,458
−HK$595/mo
Today · 4.125%
HK$23,053
baseline
▲ 0.50% · 4.625%
HK$24,269
+HK$1,216/mo
Deposit HK$2.32M · loan HK$4.31M · min. income ≈ HK$46,106/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$198,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,172
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,831
−HK$669/mo
Today · 4.125%
HK$22,500
baseline
▲ 0.50% · 4.625%
HK$23,869
+HK$1,369/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$45,000/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,554
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,186
−HK$641/mo
Today · 4.125%
HK$24,827
baseline
▲ 0.50% · 4.625%
HK$26,135
+HK$1,308/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$49,654/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,685
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,390
−HK$717/mo
Today · 4.125%
HK$24,107
baseline
▲ 0.50% · 4.625%
HK$25,574
+HK$1,467/mo
Deposit HK$1.66M · loan HK$4.97M · min. income ≈ HK$48,214/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$198,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,237
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,913
−HK$687/mo
Today · 4.125%
HK$26,600
baseline
▲ 0.50% · 4.625%
HK$28,002
+HK$1,402/mo
Deposit HK$1.66M · loan HK$4.97M · min. income ≈ HK$53,200/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$198,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,197
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,950
−HK$764/mo
Today · 4.125%
HK$25,714
baseline
▲ 0.50% · 4.625%
HK$27,279
+HK$1,565/mo
Deposit HK$1.33M · loan HK$5.31M · min. income ≈ HK$51,428/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$198,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,919
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,641
−HK$732/mo
Today · 4.125%
HK$28,373
baseline
▲ 0.50% · 4.625%
HK$29,869
+HK$1,496/mo
Deposit HK$1.33M · loan HK$5.31M · min. income ≈ HK$56,746/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$198,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,709
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,509
−HK$813/mo
Today · 4.125%
HK$27,322
baseline
▲ 0.50% · 4.625%
HK$28,984
+HK$1,662/mo
Deposit HK$995K · loan HK$5.64M · min. income ≈ HK$54,644/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$198,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,601
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,369
−HK$778/mo
Today · 4.125%
HK$30,147
baseline
▲ 0.50% · 4.625%
HK$31,736
+HK$1,589/mo
Deposit HK$995K · loan HK$5.64M · min. income ≈ HK$60,294/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$198,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,222
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,068
−HK$861/mo
Today · 4.125%
HK$28,929
baseline
▲ 0.50% · 4.625%
HK$30,689
+HK$1,760/mo
Deposit HK$663K · loan HK$5.97M · min. income ≈ HK$57,858/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$198,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,284
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,096
−HK$824/mo
Today · 4.125%
HK$31,920
baseline
▲ 0.50% · 4.625%
HK$33,603
+HK$1,683/mo
Deposit HK$663K · loan HK$5.97M · min. income ≈ HK$63,840/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$198,223 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).