▼ 0.50% · 3.625%
HK$15,439
−HK$968/mo
▼ 0.25% · 3.875%
HK$15,919
−HK$488/mo
Today · 4.125%
HK$16,407
baseline
▲ 0.50% · 4.625%
HK$17,405
+HK$998/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,814/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,175
−HK$928/mo
▼ 0.25% · 3.875%
HK$17,636
−HK$467/mo
Today · 4.125%
HK$18,103
baseline
▲ 0.50% · 4.625%
HK$19,057
+HK$954/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,206/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,982
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,511
−HK$536/mo
Today · 4.125%
HK$18,047
baseline
▲ 0.50% · 4.625%
HK$19,145
+HK$1,098/mo
Deposit HK$3.05M · loan HK$3.72M · min. income ≈ HK$36,094/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$203,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,893
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$19,399
−HK$514/mo
Today · 4.125%
HK$19,913
baseline
▲ 0.50% · 4.625%
HK$20,963
+HK$1,050/mo
Deposit HK$3.05M · loan HK$3.72M · min. income ≈ HK$39,826/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$203,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,526
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,103
−HK$585/mo
Today · 4.125%
HK$19,688
baseline
▲ 0.50% · 4.625%
HK$20,886
+HK$1,198/mo
Deposit HK$2.71M · loan HK$4.06M · min. income ≈ HK$39,376/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,610
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,163
−HK$561/mo
Today · 4.125%
HK$21,724
baseline
▲ 0.50% · 4.625%
HK$22,869
+HK$1,145/mo
Deposit HK$2.71M · loan HK$4.06M · min. income ≈ HK$43,448/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,070
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,694
−HK$635/mo
Today · 4.125%
HK$21,329
baseline
▲ 0.50% · 4.625%
HK$22,626
+HK$1,297/mo
Deposit HK$2.37M · loan HK$4.40M · min. income ≈ HK$42,658/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$203,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,328
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,927
−HK$607/mo
Today · 4.125%
HK$23,534
baseline
▲ 0.50% · 4.625%
HK$24,775
+HK$1,241/mo
Deposit HK$2.37M · loan HK$4.40M · min. income ≈ HK$47,068/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$203,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,614
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,286
−HK$683/mo
Today · 4.125%
HK$22,969
baseline
▲ 0.50% · 4.625%
HK$24,367
+HK$1,398/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$45,938/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$203,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,045
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,690
−HK$654/mo
Today · 4.125%
HK$25,344
baseline
▲ 0.50% · 4.625%
HK$26,680
+HK$1,336/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$50,688/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$203,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,158
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,878
−HK$732/mo
Today · 4.125%
HK$24,610
baseline
▲ 0.50% · 4.625%
HK$26,107
+HK$1,497/mo
Deposit HK$1.69M · loan HK$5.08M · min. income ≈ HK$49,220/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,763
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,454
−HK$701/mo
Today · 4.125%
HK$27,155
baseline
▲ 0.50% · 4.625%
HK$28,586
+HK$1,431/mo
Deposit HK$1.69M · loan HK$5.08M · min. income ≈ HK$54,310/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,702
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,470
−HK$781/mo
Today · 4.125%
HK$26,251
baseline
▲ 0.50% · 4.625%
HK$27,848
+HK$1,597/mo
Deposit HK$1.35M · loan HK$5.42M · min. income ≈ HK$52,502/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,480
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,217
−HK$748/mo
Today · 4.125%
HK$28,965
baseline
▲ 0.50% · 4.625%
HK$30,492
+HK$1,527/mo
Deposit HK$1.35M · loan HK$5.42M · min. income ≈ HK$57,930/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,246
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,062
−HK$829/mo
Today · 4.125%
HK$27,891
baseline
▲ 0.50% · 4.625%
HK$29,588
+HK$1,697/mo
Deposit HK$1.02M · loan HK$5.75M · min. income ≈ HK$55,782/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,198
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,981
−HK$794/mo
Today · 4.125%
HK$30,775
baseline
▲ 0.50% · 4.625%
HK$32,398
+HK$1,623/mo
Deposit HK$1.02M · loan HK$5.75M · min. income ≈ HK$61,550/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,789
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,654
−HK$878/mo
Today · 4.125%
HK$29,532
baseline
▲ 0.50% · 4.625%
HK$31,329
+HK$1,797/mo
Deposit HK$677K · loan HK$6.09M · min. income ≈ HK$59,064/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$203,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,915
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,745
−HK$841/mo
Today · 4.125%
HK$32,586
baseline
▲ 0.50% · 4.625%
HK$34,303
+HK$1,717/mo
Deposit HK$677K · loan HK$6.09M · min. income ≈ HK$65,172/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$203,116 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).