▼ 0.50% · 3.625%
HK$16,828
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,351
−HK$532/mo
Today · 4.125%
HK$17,883
baseline
▲ 0.50% · 4.625%
HK$18,971
+HK$1,088/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$35,766/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,721
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$19,223
−HK$509/mo
Today · 4.125%
HK$19,732
baseline
▲ 0.50% · 4.625%
HK$20,773
+HK$1,041/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$39,464/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,511
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$19,087
−HK$585/mo
Today · 4.125%
HK$19,672
baseline
▲ 0.50% · 4.625%
HK$20,869
+HK$1,197/mo
Deposit HK$3.32M · loan HK$4.06M · min. income ≈ HK$39,344/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$221,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,593
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,145
−HK$561/mo
Today · 4.125%
HK$21,706
baseline
▲ 0.50% · 4.625%
HK$22,850
+HK$1,144/mo
Deposit HK$3.32M · loan HK$4.06M · min. income ≈ HK$43,412/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$221,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,194
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,822
−HK$638/mo
Today · 4.125%
HK$21,460
baseline
▲ 0.50% · 4.625%
HK$22,766
+HK$1,306/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$42,920/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,465
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,068
−HK$611/mo
Today · 4.125%
HK$23,679
baseline
▲ 0.50% · 4.625%
HK$24,927
+HK$1,248/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$47,358/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,876
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,557
−HK$691/mo
Today · 4.125%
HK$23,248
baseline
▲ 0.50% · 4.625%
HK$24,663
+HK$1,415/mo
Deposit HK$2.58M · loan HK$4.80M · min. income ≈ HK$46,496/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$221,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,337
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,990
−HK$662/mo
Today · 4.125%
HK$25,652
baseline
▲ 0.50% · 4.625%
HK$27,004
+HK$1,352/mo
Deposit HK$2.58M · loan HK$4.80M · min. income ≈ HK$51,304/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$221,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,559
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,292
−HK$745/mo
Today · 4.125%
HK$25,037
baseline
▲ 0.50% · 4.625%
HK$26,560
+HK$1,523/mo
Deposit HK$2.21M · loan HK$5.17M · min. income ≈ HK$50,074/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,209
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,912
−HK$713/mo
Today · 4.125%
HK$27,625
baseline
▲ 0.50% · 4.625%
HK$29,082
+HK$1,457/mo
Deposit HK$2.21M · loan HK$5.17M · min. income ≈ HK$55,250/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,242
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,027
−HK$798/mo
Today · 4.125%
HK$26,825
baseline
▲ 0.50% · 4.625%
HK$28,457
+HK$1,632/mo
Deposit HK$1.84M · loan HK$5.53M · min. income ≈ HK$53,650/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$221,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,081
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,835
−HK$764/mo
Today · 4.125%
HK$29,599
baseline
▲ 0.50% · 4.625%
HK$31,159
+HK$1,560/mo
Deposit HK$1.84M · loan HK$5.53M · min. income ≈ HK$59,198/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$221,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,925
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,762
−HK$851/mo
Today · 4.125%
HK$28,613
baseline
▲ 0.50% · 4.625%
HK$30,354
+HK$1,741/mo
Deposit HK$1.48M · loan HK$5.90M · min. income ≈ HK$57,226/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$221,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,954
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,757
−HK$815/mo
Today · 4.125%
HK$31,572
baseline
▲ 0.50% · 4.625%
HK$33,236
+HK$1,664/mo
Deposit HK$1.48M · loan HK$5.90M · min. income ≈ HK$63,144/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$221,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,608
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,497
−HK$905/mo
Today · 4.125%
HK$30,402
baseline
▲ 0.50% · 4.625%
HK$32,251
+HK$1,849/mo
Deposit HK$1.11M · loan HK$6.27M · min. income ≈ HK$60,804/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$221,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,826
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,679
−HK$866/mo
Today · 4.125%
HK$33,545
baseline
▲ 0.50% · 4.625%
HK$35,313
+HK$1,768/mo
Deposit HK$1.11M · loan HK$6.27M · min. income ≈ HK$67,090/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$221,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,290
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,233
−HK$957/mo
Today · 4.125%
HK$32,190
baseline
▲ 0.50% · 4.625%
HK$34,149
+HK$1,959/mo
Deposit HK$738K · loan HK$6.64M · min. income ≈ HK$64,380/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$221,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,698
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,601
−HK$917/mo
Today · 4.125%
HK$35,518
baseline
▲ 0.50% · 4.625%
HK$37,391
+HK$1,873/mo
Deposit HK$738K · loan HK$6.64M · min. income ≈ HK$71,036/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$221,396 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).