▼ 0.50% · 3.625%
HK$16,417
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$16,927
−HK$519/mo
Today · 4.125%
HK$17,446
baseline
▲ 0.50% · 4.625%
HK$18,508
+HK$1,062/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,892/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$215,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,263
−HK$987/mo
▼ 0.25% · 3.875%
HK$18,753
−HK$497/mo
Today · 4.125%
HK$19,250
baseline
▲ 0.50% · 4.625%
HK$20,265
+HK$1,015/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,500/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$215,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,058
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,620
−HK$571/mo
Today · 4.125%
HK$19,191
baseline
▲ 0.50% · 4.625%
HK$20,359
+HK$1,168/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,382/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$215,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,090
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,629
−HK$546/mo
Today · 4.125%
HK$21,175
baseline
▲ 0.50% · 4.625%
HK$22,291
+HK$1,116/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,350/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$215,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,700
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,313
−HK$622/mo
Today · 4.125%
HK$20,935
baseline
▲ 0.50% · 4.625%
HK$22,209
+HK$1,274/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,870/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$215,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,916
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,504
−HK$596/mo
Today · 4.125%
HK$23,100
baseline
▲ 0.50% · 4.625%
HK$24,318
+HK$1,218/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,200/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$215,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,342
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,006
−HK$674/mo
Today · 4.125%
HK$22,680
baseline
▲ 0.50% · 4.625%
HK$24,060
+HK$1,380/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,360/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$215,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,743
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,379
−HK$646/mo
Today · 4.125%
HK$25,025
baseline
▲ 0.50% · 4.625%
HK$26,344
+HK$1,319/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,050/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$215,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,983
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,698
−HK$727/mo
Today · 4.125%
HK$24,425
baseline
▲ 0.50% · 4.625%
HK$25,911
+HK$1,486/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,850/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$215,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,569
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,255
−HK$695/mo
Today · 4.125%
HK$26,950
baseline
▲ 0.50% · 4.625%
HK$28,371
+HK$1,421/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,900/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$215,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,625
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,391
−HK$778/mo
Today · 4.125%
HK$26,169
baseline
▲ 0.50% · 4.625%
HK$27,762
+HK$1,593/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$52,338/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$215,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,395
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,130
−HK$745/mo
Today · 4.125%
HK$28,875
baseline
▲ 0.50% · 4.625%
HK$30,397
+HK$1,522/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$57,750/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$215,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,267
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,084
−HK$830/mo
Today · 4.125%
HK$27,914
baseline
▲ 0.50% · 4.625%
HK$29,612
+HK$1,698/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$55,828/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$215,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,222
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$30,005
−HK$795/mo
Today · 4.125%
HK$30,800
baseline
▲ 0.50% · 4.625%
HK$32,424
+HK$1,624/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$61,600/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$215,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,908
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,777
−HK$882/mo
Today · 4.125%
HK$29,659
baseline
▲ 0.50% · 4.625%
HK$31,463
+HK$1,804/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$59,318/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$215,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,048
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,881
−HK$844/mo
Today · 4.125%
HK$32,725
baseline
▲ 0.50% · 4.625%
HK$34,450
+HK$1,725/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$65,450/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$215,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,550
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,469
−HK$934/mo
Today · 4.125%
HK$31,403
baseline
▲ 0.50% · 4.625%
HK$33,314
+HK$1,911/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$62,806/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$215,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,874
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,756
−HK$894/mo
Today · 4.125%
HK$34,650
baseline
▲ 0.50% · 4.625%
HK$36,477
+HK$1,827/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$69,300/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$215,986 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).