▼ 0.50% · 3.625%
HK$15,608
−HK$979/mo
▼ 0.25% · 3.875%
HK$16,094
−HK$493/mo
Today · 4.125%
HK$16,587
baseline
▲ 0.50% · 4.625%
HK$17,597
+HK$1,010/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,174/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,364
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,830
−HK$472/mo
Today · 4.125%
HK$18,302
baseline
▲ 0.50% · 4.625%
HK$19,267
+HK$965/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,604/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,169
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$17,703
−HK$543/mo
Today · 4.125%
HK$18,246
baseline
▲ 0.50% · 4.625%
HK$19,356
+HK$1,110/mo
Deposit HK$3.08M · loan HK$3.76M · min. income ≈ HK$36,492/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$205,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,101
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$19,613
−HK$520/mo
Today · 4.125%
HK$20,133
baseline
▲ 0.50% · 4.625%
HK$21,194
+HK$1,061/mo
Deposit HK$3.08M · loan HK$3.76M · min. income ≈ HK$40,266/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$205,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,730
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$19,313
−HK$592/mo
Today · 4.125%
HK$19,905
baseline
▲ 0.50% · 4.625%
HK$21,116
+HK$1,211/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$39,810/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,837
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,396
−HK$567/mo
Today · 4.125%
HK$21,963
baseline
▲ 0.50% · 4.625%
HK$23,121
+HK$1,158/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$43,926/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,291
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,922
−HK$641/mo
Today · 4.125%
HK$21,563
baseline
▲ 0.50% · 4.625%
HK$22,875
+HK$1,312/mo
Deposit HK$2.40M · loan HK$4.45M · min. income ≈ HK$43,126/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$205,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,574
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,179
−HK$614/mo
Today · 4.125%
HK$23,793
baseline
▲ 0.50% · 4.625%
HK$25,047
+HK$1,254/mo
Deposit HK$2.40M · loan HK$4.45M · min. income ≈ HK$47,586/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$205,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,852
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,532
−HK$690/mo
Today · 4.125%
HK$23,222
baseline
▲ 0.50% · 4.625%
HK$24,635
+HK$1,413/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$46,444/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,310
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,962
−HK$661/mo
Today · 4.125%
HK$25,623
baseline
▲ 0.50% · 4.625%
HK$26,974
+HK$1,351/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$51,246/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,413
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,141
−HK$740/mo
Today · 4.125%
HK$24,881
baseline
▲ 0.50% · 4.625%
HK$26,395
+HK$1,514/mo
Deposit HK$1.71M · loan HK$5.13M · min. income ≈ HK$49,762/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,046
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,745
−HK$709/mo
Today · 4.125%
HK$27,454
baseline
▲ 0.50% · 4.625%
HK$28,901
+HK$1,447/mo
Deposit HK$1.71M · loan HK$5.13M · min. income ≈ HK$54,908/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,974
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,750
−HK$790/mo
Today · 4.125%
HK$26,540
baseline
▲ 0.50% · 4.625%
HK$28,154
+HK$1,614/mo
Deposit HK$1.37M · loan HK$5.48M · min. income ≈ HK$53,080/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$205,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,783
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,528
−HK$756/mo
Today · 4.125%
HK$29,284
baseline
▲ 0.50% · 4.625%
HK$30,827
+HK$1,543/mo
Deposit HK$1.37M · loan HK$5.48M · min. income ≈ HK$58,568/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$205,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,534
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,360
−HK$838/mo
Today · 4.125%
HK$28,198
baseline
▲ 0.50% · 4.625%
HK$29,914
+HK$1,716/mo
Deposit HK$1.03M · loan HK$5.82M · min. income ≈ HK$56,396/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,519
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,311
−HK$803/mo
Today · 4.125%
HK$31,114
baseline
▲ 0.50% · 4.625%
HK$32,754
+HK$1,640/mo
Deposit HK$1.03M · loan HK$5.82M · min. income ≈ HK$62,228/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,095
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,969
−HK$888/mo
Today · 4.125%
HK$29,857
baseline
▲ 0.50% · 4.625%
HK$31,674
+HK$1,817/mo
Deposit HK$685K · loan HK$6.16M · min. income ≈ HK$59,714/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$205,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,256
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,094
−HK$850/mo
Today · 4.125%
HK$32,944
baseline
▲ 0.50% · 4.625%
HK$34,681
+HK$1,737/mo
Deposit HK$685K · loan HK$6.16M · min. income ≈ HK$65,888/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$205,352 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).