▼ 0.50% · 3.625%
HK$14,911
−HK$935/mo
▼ 0.25% · 3.875%
HK$15,375
−HK$471/mo
Today · 4.125%
HK$15,846
baseline
▲ 0.50% · 4.625%
HK$16,810
+HK$964/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$31,692/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$188,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,588
−HK$896/mo
▼ 0.25% · 3.875%
HK$17,033
−HK$451/mo
Today · 4.125%
HK$17,484
baseline
▲ 0.50% · 4.625%
HK$18,406
+HK$922/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$34,968/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$188,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,402
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$16,912
−HK$518/mo
Today · 4.125%
HK$17,430
baseline
▲ 0.50% · 4.625%
HK$18,491
+HK$1,061/mo
Deposit HK$2.94M · loan HK$3.60M · min. income ≈ HK$34,860/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$188,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,247
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,736
−HK$497/mo
Today · 4.125%
HK$19,233
baseline
▲ 0.50% · 4.625%
HK$20,246
+HK$1,013/mo
Deposit HK$2.94M · loan HK$3.60M · min. income ≈ HK$38,466/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$188,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,893
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,449
−HK$566/mo
Today · 4.125%
HK$19,015
baseline
▲ 0.50% · 4.625%
HK$20,172
+HK$1,157/mo
Deposit HK$2.62M · loan HK$3.92M · min. income ≈ HK$38,030/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$188,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,906
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,439
−HK$542/mo
Today · 4.125%
HK$20,981
baseline
▲ 0.50% · 4.625%
HK$22,087
+HK$1,106/mo
Deposit HK$2.62M · loan HK$3.92M · min. income ≈ HK$41,962/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$188,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,384
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,987
−HK$612/mo
Today · 4.125%
HK$20,599
baseline
▲ 0.50% · 4.625%
HK$21,853
+HK$1,254/mo
Deposit HK$2.29M · loan HK$4.25M · min. income ≈ HK$41,198/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$188,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,564
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,143
−HK$587/mo
Today · 4.125%
HK$22,730
baseline
▲ 0.50% · 4.625%
HK$23,928
+HK$1,198/mo
Deposit HK$2.29M · loan HK$4.25M · min. income ≈ HK$45,460/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$188,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,875
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,524
−HK$660/mo
Today · 4.125%
HK$22,184
baseline
▲ 0.50% · 4.625%
HK$23,534
+HK$1,350/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$44,368/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$188,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,223
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,846
−HK$632/mo
Today · 4.125%
HK$24,478
baseline
▲ 0.50% · 4.625%
HK$25,768
+HK$1,290/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$48,956/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$188,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,366
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,062
−HK$707/mo
Today · 4.125%
HK$23,769
baseline
▲ 0.50% · 4.625%
HK$25,215
+HK$1,446/mo
Deposit HK$1.63M · loan HK$4.90M · min. income ≈ HK$47,538/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$188,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,882
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,549
−HK$677/mo
Today · 4.125%
HK$26,226
baseline
▲ 0.50% · 4.625%
HK$27,609
+HK$1,383/mo
Deposit HK$1.63M · loan HK$4.90M · min. income ≈ HK$52,452/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$188,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,857
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,599
−HK$754/mo
Today · 4.125%
HK$25,353
baseline
▲ 0.50% · 4.625%
HK$26,896
+HK$1,543/mo
Deposit HK$1.31M · loan HK$5.23M · min. income ≈ HK$50,706/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$188,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,541
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,253
−HK$722/mo
Today · 4.125%
HK$27,975
baseline
▲ 0.50% · 4.625%
HK$29,449
+HK$1,474/mo
Deposit HK$1.31M · loan HK$5.23M · min. income ≈ HK$55,950/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$188,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,348
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,137
−HK$801/mo
Today · 4.125%
HK$26,938
baseline
▲ 0.50% · 4.625%
HK$28,577
+HK$1,639/mo
Deposit HK$981K · loan HK$5.56M · min. income ≈ HK$53,876/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$188,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,200
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,956
−HK$767/mo
Today · 4.125%
HK$29,723
baseline
▲ 0.50% · 4.625%
HK$31,290
+HK$1,567/mo
Deposit HK$981K · loan HK$5.56M · min. income ≈ HK$59,446/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$188,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,839
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,674
−HK$848/mo
Today · 4.125%
HK$28,522
baseline
▲ 0.50% · 4.625%
HK$30,258
+HK$1,736/mo
Deposit HK$654K · loan HK$5.89M · min. income ≈ HK$57,044/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$188,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,858
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,659
−HK$813/mo
Today · 4.125%
HK$31,472
baseline
▲ 0.50% · 4.625%
HK$33,131
+HK$1,659/mo
Deposit HK$654K · loan HK$5.89M · min. income ≈ HK$62,944/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$188,906 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).