▼ 0.50% · 3.625%
HK$17,508
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,053
−HK$553/mo
Today · 4.125%
HK$18,606
baseline
▲ 0.50% · 4.625%
HK$19,738
+HK$1,132/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$37,212/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,478
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$20,000
−HK$530/mo
Today · 4.125%
HK$20,530
baseline
▲ 0.50% · 4.625%
HK$21,612
+HK$1,082/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$41,060/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,259
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,858
−HK$609/mo
Today · 4.125%
HK$20,467
baseline
▲ 0.50% · 4.625%
HK$21,712
+HK$1,245/mo
Deposit HK$3.46M · loan HK$4.22M · min. income ≈ HK$40,934/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,425
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,000
−HK$583/mo
Today · 4.125%
HK$22,583
baseline
▲ 0.50% · 4.625%
HK$23,773
+HK$1,190/mo
Deposit HK$3.46M · loan HK$4.22M · min. income ≈ HK$45,166/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,010
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,663
−HK$664/mo
Today · 4.125%
HK$22,327
baseline
▲ 0.50% · 4.625%
HK$23,686
+HK$1,359/mo
Deposit HK$3.07M · loan HK$4.61M · min. income ≈ HK$44,654/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,373
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$24,000
−HK$636/mo
Today · 4.125%
HK$24,636
baseline
▲ 0.50% · 4.625%
HK$25,935
+HK$1,299/mo
Deposit HK$3.07M · loan HK$4.61M · min. income ≈ HK$49,272/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,761
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,469
−HK$719/mo
Today · 4.125%
HK$24,188
baseline
▲ 0.50% · 4.625%
HK$25,660
+HK$1,472/mo
Deposit HK$2.69M · loan HK$4.99M · min. income ≈ HK$48,376/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,321
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,000
−HK$689/mo
Today · 4.125%
HK$26,689
baseline
▲ 0.50% · 4.625%
HK$28,096
+HK$1,407/mo
Deposit HK$2.69M · loan HK$4.99M · min. income ≈ HK$53,378/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,511
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,274
−HK$775/mo
Today · 4.125%
HK$26,049
baseline
▲ 0.50% · 4.625%
HK$27,634
+HK$1,585/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$52,098/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,269
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$28,000
−HK$742/mo
Today · 4.125%
HK$28,742
baseline
▲ 0.50% · 4.625%
HK$30,257
+HK$1,515/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$57,484/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,262
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,079
−HK$830/mo
Today · 4.125%
HK$27,909
baseline
▲ 0.50% · 4.625%
HK$29,607
+HK$1,698/mo
Deposit HK$1.92M · loan HK$5.76M · min. income ≈ HK$55,818/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,217
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$30,000
−HK$795/mo
Today · 4.125%
HK$30,795
baseline
▲ 0.50% · 4.625%
HK$32,418
+HK$1,623/mo
Deposit HK$1.92M · loan HK$5.76M · min. income ≈ HK$61,590/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,013
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,884
−HK$886/mo
Today · 4.125%
HK$29,770
baseline
▲ 0.50% · 4.625%
HK$31,581
+HK$1,811/mo
Deposit HK$1.54M · loan HK$6.14M · min. income ≈ HK$59,540/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,164
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,000
−HK$848/mo
Today · 4.125%
HK$32,848
baseline
▲ 0.50% · 4.625%
HK$34,579
+HK$1,731/mo
Deposit HK$1.54M · loan HK$6.14M · min. income ≈ HK$65,696/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,764
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,690
−HK$940/mo
Today · 4.125%
HK$31,630
baseline
▲ 0.50% · 4.625%
HK$33,555
+HK$1,925/mo
Deposit HK$1.15M · loan HK$6.53M · min. income ≈ HK$63,260/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,112
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,000
−HK$901/mo
Today · 4.125%
HK$34,901
baseline
▲ 0.50% · 4.625%
HK$36,741
+HK$1,840/mo
Deposit HK$1.15M · loan HK$6.53M · min. income ≈ HK$69,802/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,515
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,495
−HK$996/mo
Today · 4.125%
HK$33,491
baseline
▲ 0.50% · 4.625%
HK$35,529
+HK$2,038/mo
Deposit HK$768K · loan HK$6.91M · min. income ≈ HK$66,982/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$230,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,060
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$36,000
−HK$954/mo
Today · 4.125%
HK$36,954
baseline
▲ 0.50% · 4.625%
HK$38,902
+HK$1,948/mo
Deposit HK$768K · loan HK$6.91M · min. income ≈ HK$73,908/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$230,345 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).