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At today's rate and a 90% mortgage, the deposit on this unit is about HK$649K, with repayments around HK$28,301/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$56,602/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$183,838 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Tai Po Market Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 22 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- G
- Saleable Area
- 489 Saleable ft²
- Gross Area
- 599 ft²
- Efficiency
- 82%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-20 | HK$5.80M | −20.0% 5.3y · −4.0%/yr |
| 2020-09-11 | HK$7.25M | +21.2% 4.0y · 5.0%/yr |
| 2016-09-20 | HK$5.98M | +73.3% 19.5y · 4.0%/yr |
| 1997-04-18 | HK$3.45M | — |