▼ 0.50% · 3.625%
HK$17,317
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,856
−HK$547/mo
Today · 4.125%
HK$18,403
baseline
▲ 0.50% · 4.625%
HK$19,523
+HK$1,120/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,806/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$227,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,265
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,782
−HK$524/mo
Today · 4.125%
HK$20,306
baseline
▲ 0.50% · 4.625%
HK$21,376
+HK$1,070/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,612/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$227,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,049
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,641
−HK$602/mo
Today · 4.125%
HK$20,243
baseline
▲ 0.50% · 4.625%
HK$21,475
+HK$1,232/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$40,486/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$227,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,192
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,760
−HK$577/mo
Today · 4.125%
HK$22,337
baseline
▲ 0.50% · 4.625%
HK$23,514
+HK$1,177/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$44,674/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$227,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,781
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,427
−HK$657/mo
Today · 4.125%
HK$22,084
baseline
▲ 0.50% · 4.625%
HK$23,427
+HK$1,343/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,168/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$227,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,118
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,738
−HK$629/mo
Today · 4.125%
HK$24,367
baseline
▲ 0.50% · 4.625%
HK$25,652
+HK$1,285/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,734/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$227,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,512
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,213
−HK$711/mo
Today · 4.125%
HK$23,924
baseline
▲ 0.50% · 4.625%
HK$25,380
+HK$1,456/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$47,848/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$227,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,045
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,716
−HK$682/mo
Today · 4.125%
HK$26,398
baseline
▲ 0.50% · 4.625%
HK$27,789
+HK$1,391/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$52,796/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$227,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,244
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,998
−HK$766/mo
Today · 4.125%
HK$25,764
baseline
▲ 0.50% · 4.625%
HK$27,332
+HK$1,568/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,528/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$227,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,971
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,695
−HK$733/mo
Today · 4.125%
HK$28,428
baseline
▲ 0.50% · 4.625%
HK$29,927
+HK$1,499/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,856/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$227,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,976
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,784
−HK$821/mo
Today · 4.125%
HK$27,605
baseline
▲ 0.50% · 4.625%
HK$29,284
+HK$1,679/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$55,210/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$227,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,898
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,673
−HK$786/mo
Today · 4.125%
HK$30,459
baseline
▲ 0.50% · 4.625%
HK$32,065
+HK$1,606/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$60,918/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$227,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,707
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,569
−HK$876/mo
Today · 4.125%
HK$29,445
baseline
▲ 0.50% · 4.625%
HK$31,237
+HK$1,792/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$58,890/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,824
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,651
−HK$839/mo
Today · 4.125%
HK$32,490
baseline
▲ 0.50% · 4.625%
HK$34,202
+HK$1,712/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$64,980/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,439
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,355
−HK$930/mo
Today · 4.125%
HK$31,285
baseline
▲ 0.50% · 4.625%
HK$33,189
+HK$1,904/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$62,570/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,751
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,629
−HK$891/mo
Today · 4.125%
HK$34,520
baseline
▲ 0.50% · 4.625%
HK$36,340
+HK$1,820/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$69,040/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,171
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,141
−HK$985/mo
Today · 4.125%
HK$33,126
baseline
▲ 0.50% · 4.625%
HK$35,141
+HK$2,015/mo
Deposit HK$759K · loan HK$6.83M · min. income ≈ HK$66,252/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$227,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,677
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,607
−HK$944/mo
Today · 4.125%
HK$36,551
baseline
▲ 0.50% · 4.625%
HK$38,477
+HK$1,926/mo
Deposit HK$759K · loan HK$6.83M · min. income ≈ HK$73,102/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$227,832 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).