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At today's rate and a 90% mortgage, the deposit on this unit is about HK$637K, with repayments around HK$27,803/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$637K · loan HK$5.74M · min. income ≈ HK$55,606/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$172,421 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Tai Po Market Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 22 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- H
- Saleable Area
- 465 Saleable ft²
- Gross Area
- 559 ft²
- Efficiency
- 83%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-31 | HK$7.00M | −2.8% 12.0y · 15.0%/yr |
| 2020-01-21 | HK$7.20M | +190.3% 11.5y · 17.0%/yr |
| 2008-07-14 | HK$2.48M | +7.8% |
| 2008-02-11 | HK$2.30M | +19.8% |
| 2005-03-09 | HK$1.92M | +1.1% |
| 1998-11-24 | HK$1.90M | — |