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At today's rate and a 90% mortgage, the deposit on this unit is about HK$678K, with repayments around HK$29,571/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$678K · loan HK$6.10M · min. income ≈ HK$59,142/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$203,384 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- F
- Saleable Area
- 526 Saleable ft²
- Gross Area
- 792 ft²
- Efficiency
- 66%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-12 | HK$6.38M | −24.9% 2.8y · −9.0%/yr |
| 2021-10-25 | HK$8.50M | −1.2% 3.1y · 0.0%/yr |
| 2018-08-31 | HK$8.60M | +280.5% 12.6y · 22.0%/yr |
| 2006-01-26 | HK$2.26M | — |