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At today's rate and a 90% mortgage, the deposit on this unit is about HK$499K, with repayments around HK$21,767/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$499K · loan HK$4.49M · min. income ≈ HK$43,534/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$112,282 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- H
- Saleable Area
- 400 Saleable ft²
- Gross Area
- 530 ft²
- Efficiency
- 75%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-25 | HK$4.63M | −25.2% 4.5y · −6.0%/yr |
| 2021-05-04 | HK$6.19M | +4.6% 3.0y · 2.0%/yr |
| 2018-04-30 | HK$5.92M | +640.0% 22.6y · 28.0%/yr |
| 1995-10-12 | HK$800K | — |