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At today's rate and a 90% mortgage, the deposit on this unit is about HK$450K, with repayments around HK$19,629/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$39,258/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$67,518 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- C
- Saleable Area
- 355 Saleable ft²
- Gross Area
- 480 ft²
- Efficiency
- 74%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-08-09 | HK$5.85M | +55.6% 3.0y · 19.0%/yr |
| 2016-08-11 | HK$3.76M | +157.5% 7.7y · 21.0%/yr |
| 2008-11-18 | HK$1.46M | +21.7% |
| 2007-01-17 | HK$1.20M | −42.3% |
| 1996-12-24 | HK$2.08M | — |