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At today's rate and a 90% mortgage, the deposit on this unit is about HK$525K, with repayments around HK$22,884/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$525K · loan HK$4.72M · min. income ≈ HK$45,768/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$118,045 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Tai Wai Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- G
- Saleable Area
- 328 Saleable ft²
- Gross Area
- 434 ft²
- Efficiency
- 76%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-08-24 | HK$6.00M | +22.4% 5.1y · 4.0%/yr |
| 2017-07-17 | HK$4.90M | +337.5% 12.9y · 26.0%/yr |
| 2004-09-03 | HK$1.12M | −5.1% |
| 2004-04-29 | HK$1.18M | +9.3% |
| 2004-04-28 | HK$1.08M | −6.9% |
| 2001-05-02 | HK$1.16M | −19.4% |
| 1995-10-11 | HK$1.44M | — |