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At today's rate and a 90% mortgage, the deposit on this unit is about HK$487K, with repayments around HK$21,231/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$487K · loan HK$4.38M · min. income ≈ HK$42,462/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$104,250 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Tai Wai Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- B
- Saleable Area
- 314 Saleable ft²
- Gross Area
- 416 ft²
- Efficiency
- 75%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-26 | HK$6.10M | +1.2% 3.2y · 0.0%/yr |
| 2018-05-15 | HK$6.03M | +56.6% |
| 2014-09-30 | HK$3.85M | +37.5% |
| 2012-08-17 | HK$2.80M | +40.0% |
| 2010-08-31 | HK$2.00M | +17.6% |
| 2009-09-24 | HK$1.70M | +6.2% |
| 2008-01-28 | HK$1.60M | +28.0% |
| 2005-07-19 | HK$1.25M | +19.0% |
| 2001-05-10 | HK$1.05M | −32.3% |
| 1996-07-27 | HK$1.55M | — |